We offer Commercial Real Estate Loans for a variety of property types and offer fixed rates on terms up to 10 and 15 years.

Whether you are buying a new location or expanding your current building, ECU has a number of ways to help you get the financing you need to get your plans started! Available for owner-occupied and investment properties.

  • Rental Property – Multifamily apartment complexes, single family homes, duplexes and more.
  • Office – Large and small office buildings, including medical office buildings.
  • Warehouse buildings – Most warehouse properties, industrial buildings, self-storage facilities, office/warehouses and flex buildings.
  • Retail – Retail centers, including anchored retail, shadow-anchored retail and strip retail properties. We offer financing on single and multi-tenant buildings with national and regional tenants.
  • Other – We will also finance self-storage, hospitality, restaurants, gas stations and convenience stores. We provide financing for single and multi-tenant and mixed-use properties

Have a different property not listed here? Please contact us to see if your property is eligible for financing. Call 423-578-7392 for rate information.

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Commercial Real Estate Loan Terms

Loan TermsAmortizationLoan To Value
Fixed rates up to 10 & 15 years with up to 25 year maturities with rate adjustmentsUp to 25 years for residential investment property types, 20 years for commercial property and credit tenants under long-term leases80% maximum for most property types

Rates accurate as of December 4, 2019 and are subject to change.