Business Loans
{"items":[{"heading":"Retirement Income Planning","startDate":"April 8 at 1:25pm ET","url":"/resources/seminars-events/tennessee/retirement-income-planning","summary":"April 20, 2021
6PM EST
Presented Virtually via WebEx
Click to Register.
","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"April 8 at 1:26pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"April 27, 2021
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Social Security","startDate":"April 8 at 1:29pm ET","url":"/resources/seminars-events/tennessee/social-security","summary":"May 11, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"April 24 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn","summary":"April 24, 2021 – 8AM-12PM or until trucks reach maximum capacityWilcox Branch
201 S. Wilcox Drive
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Shred Day - Johnson City, TN","startDate":"May 1 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-johnson-city,-tn","summary":"May 1, 2021 – 8AM-12PM or until trucks reach maximum capacityState of Franklin Branch
255 Marketplace Blvd
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 11 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"May 11, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 15 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-bristol,-va","summary":"May 15, 2021 – 8AM - 12PM or until trucks reach maximum capacityLee Highway Branch
1605 Highlands Center Boulevard
Bristol, VA 24202","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 22 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(1)","summary":"May 22, 2021 – 8AM - 12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"July 14 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"July 13, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 10, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"August 24 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"August 24, 2021
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 7, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 11 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"September 11, 2021 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 21 at 2:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 21, 2020
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 25 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 25, 2021 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 2 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"October 2, 2021 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"October 7, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 9 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(2)","summary":"October 9, 2021 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 19 at 3:25pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 19, 2021
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""}]}

Features

We offer Commercial Real Estate Loans for a variety of property types and offer fixed rates on terms up to 10 and 15 years.

Whether you are buying a new location or expanding your current building, ECU has a number of ways to help you get the financing you need to get your plans started! Available for owner-occupied and investment properties.

  • Rental Property – Multifamily apartment complexes, single family homes, duplexes and more.
  • Office – Large and small office buildings, including medical office buildings.
  • Warehouse buildings – Most warehouse properties, industrial buildings, self-storage facilities, office/warehouses and flex buildings.
  • Retail – Retail centers, including anchored retail, shadow-anchored retail and strip retail properties. We offer financing on single and multi-tenant buildings with national and regional tenants.
  • Other – We will also finance self-storage, hospitality, restaurants, gas stations and convenience stores. We provide financing for single and multi-tenant and mixed-use properties

Have a different property not listed here? Please contact us to see if your property is eligible for financing. Call 423-578-7392 for rate information.

Learn More:

Commercial Real Estate Loan Terms

Loan TermsAmortizationLoan To Value
Fixed rates up to 10 & 15 years with up to 25 year maturities with rate adjustmentsUp to 25 years for residential investment property types, 20 years for commercial property and credit tenants under long-term leases80% maximum for most property types

Rates accurate as of May 1, 2020 and are subject to change.