What can we help you with?

Type a topic or question below.


    ECU makes it quick and simple to get funds for your next semester!

    How Do I Apply for a Student Loan Advance?

    You may complete the Student Loan Advance Request form* in one of three ways:

    • Log on to ECU Online and visit  ‘Forms’
    • Call (800) 999.2328
    • Visit any ECU branch
    To apply for your advance, you will need:
    • An official statement of costs for tuition, room/board, etc. (i.e. bill, invoice, award letter)
    • copy of the previous semester’s grades.   You must have earned at least a 2.50 GPA the previous semester.
    • A copy of your current class schedule

    Advances for tuition, room/board, etc. will be paid directly to the school.  Students must submit the address to which the check should be mailed.  All documentation can be faxed to 423.578.7310 or e-mailed using our secure email system.  To email your documentation:

    • Visit https://securemail-ecu.org
    • If you have previously used our secure email system, simply sign in using your username and password.  If you are a new user, click 'Register' and follow the instructions to sign up.
    • Once you are logged in, select the 'Compose' tab.  You may then create your email.  Please send the email to studentlending@ecu.org


    *Advances are processed within 1 - 2 business days of application, providing all necessary documentation has been received.


    You are leaving Eastman Credit Union

    You are leaving Eastman Credit Union's website and visiting a third-party website. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website.

    If you wish to leave ECU's website, select "Continue". If not, select "No Thanks".