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    Nikki Frazier

    Mortgage Relationship Manager

    NMLS Registry Number - 415398

    384 Roy Martin Road
    Gray, TN 37615

    Business Hours: 8:00 AM ET to 5:00 PM ET

    Thank you for visiting my website! I’m Nikki, and I’ve been with ECU for more than 20 years. With the knowledge and skills I’ve acquired through the years as a mortgage specialist, I’m confident we’ll choose a mortgage loan that meets your financial need. We offer a variety of mortgage loan options including an exceptional First Time Home Buyers Program, construction loan, and conventional loans. Buying or refinancing a home can be a great experience, and I look forward to working with you! Please give me a call or send me an email to prequalify for your loan today.

    Apply for MortgageApply for Home Equity


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