Mortgage Loans
{"items":[{"heading":"Home Buying Seminar","startDate":"April 25 at 2:48pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"April 25, 2024
6PM EST
Presented IN PERSON
Northeast Tennessee Association of Realtors (NETAR)
105 Tri-City Business Park
Johnson City, TN 37615 (Gray)
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/virginia-shred-days/shred-day-bristol,-va","summary":"May 18, 2024 – 8AM -12PM or until trucks reach maximum capacityLee Highway Branch
16501 Highlands Center Boulevard
Bristol, VA 24202","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn","summary":"May 4, 2024 – 8AM -12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"May 7 at 1:38pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"May 7, 2024
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 14 at 3:11pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"May 14, 2024
5:30PM EST
Presented IN PERSON
Walters State Community College
Niswonger - Greeneville Campus
Room 139

221 North College Street
Greeneville, TN 37745
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 21 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 21, 2024 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 28 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 28, 2024 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 4 at 1:00pm ET","url":"/resources/shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 4, 2024 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 5 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"October 5, 2024 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 19 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 19, 2024 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""}]}

Features

With Eastman Credit Union steadfast at your side, building your dream home is closer than you think. We offer low payment, low rate, and low or no down payment options. Our team of mortgage specialists will be there beside you taking care of your financial needs and keeping you informed of all the details.
 

  • Free consultation with Mortgage Specialist
  • One loan, one closing, and one set of closing costs
  • Finance up to 95%
  • Fixed rate construction/permanent loans
  • 5/1 adjustable rate option (construction period interest rate matches initial 5/1 adjustable rate)
  • Up to 12-month construction period

Find a Loan Officer Apply For a Construction Loan

Please contact us at 423.578.7398 or 800.999.2328 to apply for a construction loan.

 

Learn More:

  • Apply for a Mortgage

    Completing our online application is as easy as 1-2-3. Get started today!

  • ECU Title & Escrow

    ECU Title & Escrow is a full-service real estate settlement company that helps members complete the home buying or selling experience at an ECU branch.

  • Find a REALTOR

    Realtors are knowledgeable in many phases of the home buying and home selling process and can be a valuable resource to you.

  • Watch Mortgage Videos

    Have questions about purchasing, building or selling a home? Check out these helpful videos, covering a broad range of mortgage topics.

Ready to Get Started?

Contact Us


Please contact us at 423.578.7398 or 800.999.2328 to apply for a construction loan. Or, browse other ECU Mortgage Products.

View Other Mortgage Products

FAQs

  • Where can I find more information?

    Remember, it's important to do your research and complete an adequate level of due diligence before choosing a contractor to build your home. The list below offers a few great resources available to assist you in your search.

    Better Business Bureau
    National Association of Builders
    Home Builders Association of Tennessee
    Johnson City Area Home Builders Association
    Home Builders Association of Greater Kingsport
    Tennessee Board for Licensing Contractors
    Virginia's Department of Professional and Occupational Regulation
    Texas Association of Builders
    East Texas Builders Association

    Disclaimer:  Eastman Credit Union is providing this information solely for educational purposes as you make the selection of a builder for your home.  This information is provided for convenience and reference only, without warranty of any kind, express or implied.  Eastman Credit Union shall have no liability or responsibility for your selection of a builder or for any outcome you may have in the building of your home.

  • What questions should I ask before building a home?

    One of the most important decisions you'll make in the construction process is selecting the right builder. Here are a few questions to ask the builder before deciding who will build your dream home.

    • How long have you been in business and how many homes have you built?
    • Are you licensed and insured, and what type of warranty do you offer?
    • Can I tour a few homes that you built?
    • What are the standard features and benefits of the homes you build?
    • Who will oversee the construction, and who should I contact with any questions I may have?
    • How and when can I make changes or upgrades before and during construction?
    • How and when will the final price for my home be determined?
    • How long will my home take to complete?

    Disclaimer:  Eastman Credit Union is providing this information solely for educational purposes as you make the selection of a builder for your home.  This information is provided for convenience and reference only, without warranty of any kind, express or implied.  Eastman Credit Union shall have no liability or responsibility for your selection of a builder or for any outcome you may have in the building of your home.