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    Multi-Family Residential Rental Program

    Live in your home and rent it out for extra income!

    Thinking about buying a new home to live in while renting the home to tenants for additional income? 

    Vacation rentals are growing at an incredible pace.  If you live in an area that has strong tourism and a large inventory of vacation homes, you may want to consider purchasing a home to live in and renting it out to earn extra income.  ECU is here for you.  With our Multi-Family Residential Rental Program, you can live in your home and rent it out too!

    Benefits you’ll enjoy with the program:

    Finance Up to 85% LTV

    We offer up to 85% loan-to-value financing on your home or investment property. 

    Fixed and Adjustable Rate Options

    You have the option of choosing between a fixed rate mortgage that stays the same throughout the term of the loan or an adjustable rate mortgage that offers a lower initial rate.

    Optional Property Types

    With the Multi-Family Residential Rental Program, you can receive financing on a 1-4 family home, condominium, PUD, or condotel.

    Local Servicing

    We service all our mortgage loans locally which means when you call about your mortgage loan, you speak directly with us.  Your loan is processed, approved, and serviced right here at home. 

    Extraordinary Dividend

    We give you money for doing business with us.  The Extraordinary Dividend is a year-end bonus that rewards borrowers and savers.  The more business you do with ECU, the more bonus you could earn!  Subject to ECU Board approval and member eligibility.

    Streamlined Application & Closing

    We have the technology in place to ensure the process is quick, convenient, and efficient. You may apply by phone, in person, or online.

    This is not a commercial loan program. All loans are subject to credit approval. Certain restrictions may apply. Final pricing will be determined upon completion of ECU loan application.

    For more information, please contact a Mortgage Relationship Manager today!

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