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    Membership is open to anyone who lives near our locations! Join the ECU family now.

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    Apply For a Student Loan

    Apply for a loan any time.  It’s simple, secure and it takes just minutes!

    One Loan, One Payment, and No Application Fees!

    Details and Requirements to Apply:

    - 18 years of age or older 
    - If you are under the age of 18, a guardian can apply for the first semester.
    - A valid Social Security Number / Individual Taxpayer Identification Number is required to apply. 
    - You will need a valid email address.
    - You must be eligible for membership at ECU. Click here for more info.
    - A guarantor or co-applicant may be required.

    Keep in mind that following documentation will need to be provided during the application process:
    - Official statement of costs for tuition, room/board, etc. (i.e. bill, invoice, award letter).
    - If an official bill cannot be provided, a cost estimate from the school website can be accepted.
    - Any financial aid such as scholarships, grants, lottery funds, etc. should be disclosed during the loan process.
    - Acceptance letter (if applicable).
    - Previous semester grades (if applicable)
    - Current Class schedule
    - Proof of income (if applicable)
    - Student ID number

    Apply Now

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