What can we help you with?

Type a topic or question below.


    Not an ECU Member?

    Membership is open to anyone who lives near our locations! Join the ECU family now.

    Join Today

    ECU Visa® Pay With Points

    Purchase, Get Notified, and Redeem!

    Now that you’ve earned your points, use them at the time of purchase!


    Pay With Points is a real-time redemption program where you can pay with points you’ve already earned on your ECU Platinum Preferred Visa® or Cash Rewards credit card1. With a minimum of 5,000 points, you can pay for specific transactions immediately after purchase!


    1. Purchase

    2. Get Notified

    3. Redeem

    Use your ECU Platinum Preferred Visa® or Cash Rewards credit card for everyday purchases Notifications are sent immediately after making a qualified purchase Choose option to pay with points for your recent purchase





    How it Works

    Pay With Points through a 1-click redemption.

    1. Make everyday purchases with your ECU Platinum Preferred Visa® or Cash Rewards credit card
    2. We'll notify you immediately via email or text message offering redemption when a qualified purchase is made
    3. Respond within 24 hours to pay with your points for that purchase
    4. A statement credit will then be applied back to your card for that exact amount





    Qualified Purchases






    Plus More!





    Manage Pay With Points

    Conveniently manage Pay With Points in the ECU Credit Card Rewards Site

    1. Login to ECU.org,  Select Additional Services tab, Click Credit Card Rewards (In ECU Mobile app, click More)
    2. In the ECU Credit Card Rewards site, Select My Account, My Profile, then click Pay With Points

    Within the Pay With Points Site, you can:

    • Redeem points for eligible purchases made within the last 45 days
    • View prior transactions that have been paid with points previously
    • Manage notification preferences




    Fast and Convenient

    Call us or visit a branch to learn more about Pay With Points.

    Don't have an ECU Platinum Preferred Visa® or Cash Rewards credit card?

    Apply Now

    1. Business credit cards are not eligible for Pay With Points.


    • What is Pay with Points?

      Pay with Points is a new redemption method that lets you redeem points for a credit for specific Visa credit transactions.  You can select the transactions you’d like to redeem against on the ECU Credit Card Rewards website.  You can also sign up to receive notifications via text or email when an eligible transaction has occurred and redeem instantly by responding to the text or through one click in the email.

    • How do I use Pay with Points Real Time Notifications?

      Complete your preference profile on our registration site, and respond to the opt-in text or email you receive.  Then, every time you make a purchase that qualifies for notification under the preferences you provided, and you have sufficient points in your account, you will receive an email or text.  Simply reply “REDEEM” via text or click the redemption button in the email and your points will be redeemed for that purchase.  A statement credit for the purchase will appear on your monthly billing statement.

    • When will my statement credit appear on my account?

      Please allow up to ten business days for your statement credit to appear.

    • Can I still redeem if the text or e-mail message delivery is delayed?

      The text or e-mail message is sent at the time of the qualifying purchase. You have 24 hours from the time the purchase is made to respond and redeem, otherwise you can go to the Select & Credit section of the ECU Credit Card Rewards website and choose the transaction there.

    • Do I need to make the required minimum payment if I have received Pay with Points statement credits?

      Yes. Payment requirements for your credit card are governed by your cardholder agreement.

    View Additional FAQs

    You are leaving Eastman Credit Union

    You are leaving Eastman Credit Union's website and visiting a third-party website. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website.

    If you wish to leave ECU's website, select "Continue". If not, select "No Thanks".