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Beyond Free Checking

Open a checking account with ECU today where we still offer free, while others take it away.  Call (423) 229.8200 or (800) 999.2328 to speak with a Member Service Representative.  You must be a member with ECU to open a checking account. 

Open your Beyond Free Checking Account today!


  • No monthly service fee - EVER!
  • Free stock checks - Every box you order!
  • Earn dividends on all balances
  • No minimum balance requirements1
  • No ECU surcharge at foreign ATMs
  • No fee for debit card or ATM usage
  • Free Visa® Check Card
  • Free switch kit to take the hassle out of changing direct deposits and automatic debits
  • Outgoing and income domestic (U.S.) wire transfers will be limited to a cumulative total of eight free per month
  • Free certified checks
  • Free access to ECU Online®
  • Free online check viewing
  • Free account access by phone
  • Free Online Statements
  • Free use of 70+ ECU ATMs
  • Free access to 55,000+ ATMs on the Allpoint surcharge-free ATM network with your ECU Visa Check Card
  • Free enrollment of direct deposit on Social Security, Disability, SSI and other government payments

Click here for a Summary Guide to Beyond Free Checking.

1Checking account having a zero balance and no activity for 90 days may be closed at the discretion of ECU.

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This credit union is federally insured by the National Credit Union Administration.
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