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call us: (800) 999.2328

ECU strives to provide affordable loans with features you may not find at other financial institutions.


  • Great, low rates
  • Pre-approval available
  • Affordable payments
  • Easy process
  • No application fees
  • No pre-payment penalties
  • Extended terms up to 120 months*
  • Up to 125% financing*
  • 24/7 financing via web or phone
  • Electronic signature technology provides anytime, anywhere access from any smart mobile device
  • 90-day payment deferral*
  • GAP Plans and Vehicle Service Agreements available
  • On-site application at select dealers via our Dealer Direct program. Click here for a list of participating dealers

We can even assist you in finding the perfect vehicle via our Auto Locator Service,  Click here to learn more.

What do I need to apply for a loan?

  • Picture I.D. with current address
  • Vehicle Identification Number or dealer work sheet
  • Last two pay stubs (or last two tax returns if self-employed or retired)
  • If refinancing from another lending source, a ten-day payoff

*Certain restrictions apply.  Subject to approval. Monthly payment would be $29 per $1,000.00 for 36 months at 1.79% Annual Percentage Rate.



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This credit union is federally insured by the National Credit Union Administration.
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