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Achieve financial flexibility with an ECU personal loan.


  • Great rates
  • Affordable payments
  • Flexible terms
  • Loan consolidations
  • Single payment loans
  • Personal lines of credit
  • Apply 24/7 online or via phone

"It’s Your Money"® Loan1
Designed to help with the important events of your life, you can finance your daughter’s wedding, moving expenses, that dream vacation, car repairs and much more!

Signature Loan
Consolidate that stack of bills into one easy to manage monthly payment!  Unlike credit cards, when you consolidate your debt with an ECU signature loan, you know exactly when your loan will be paid off.

Personal Line of Credit
Get approved for a pre-determined credit limit and make advances right on the teller line, over the telephone or via ECU Online®!  Great for last minute cash needs or unexpected expenses.  

Single Payment Loan
Prefer not to make regular monthly payments?  No problem – ECU’s single payment loan allows you to borrow amounts over $1,000 and make one single payment to payoff the loan anytime within one year.

Share/Certificate Secured Loan
Got the money on deposit, but don’t want to lose the interest you are earning?  With a share or certificate secured loan, you can use deposited funds as collateral and receive a discounted interest rate.

Salary Advance Loan
Pay day still a week away?  ECU can help with a Salary Advance line-of-credit that offers a great rate with a payment calculated on a 90-day term, a $500 maximum advance amount (with a $100 minimum) and annual fee of only $25.  Members must have a direct deposit into an ECU account to apply for a Salary Advance Loan. 

Seasonal Loan
Our seasonal loan offers a very competitive rate due to a low maximum loan amount and a short repayment term.

Members may have any combination of these seven loans, but the total amount borrowed can’t exceed $25,000.

1Can’t be used for debt consolidation or to refinance other ECU loans.








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