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Personal Loan Rates

Rates accurate as of November 24, 2017 and are subject to change.

Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.

Share Secured

Term/Details Loan Type APR1 As Low As Payment Example7
Up to 365 days Fixed Rate Share rate + 2.000% $84.37

Investment Certificate Secured

Term/Details Loan Type APR1 As Low As Payment Example
Up to 365 days Fixed Rate Certificate rate + 2.000% ------------

 It's Your Money Loan2

Term/Details Loan Type APR3 As Low As Payment Example4
Up to 60 months Fixed Rate 7.950% $24.39

 Line Of Credit

Term/Details Loan Type APR3 As Low As Payment Example4
Up to 60 months Fixed Rate 11.850% $26.27

 Salary Advance Line Of Credit5

Term/Details Loan Type APR1 As Low As Payment Example6
Up to 90 days Fixed Rate 17.750% $34.32

Seasonal

Term/Details Loan Type APR3 As Low As Payment Example8
Up to 18 months Fixed Rate 4.950% $57.76

Signature (Personal)

Term/Details Loan Type APR3 As Low As Payment Example4
Up to 60 months Fixed Rate 9.950% $25.34

 Single Payment

Term/Details Loan Type APR3 As Low As Payment Example7
Up to 365 days Fixed Rate 11.850% $88.76

1APR refers to Annual Percentage Rate.  2New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  3APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  4Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.  5There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.  6Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.  7Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator8Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

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