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ECU makes it quick and simple to get funds for your next semester!

How Do I Apply for a Student Loan Advance?

You may complete the Student Loan Advance Request form* in one of three ways:

  • Log on to ECU Online and visit  ‘Secure Forms’
  • Call (800) 999.2328
  • Visit any ECU branch

To apply for your advance, you will need:

  • An official statement of costs for tuition, room/board, etc. (i.e. bill, invoice, award letter)
  • A copy of the previous semester’s grades.   You must have earned at least a 2.50 GPA the previous semester.
  • A copy of your current class schedule

Advances for tuition, room/board, etc. will be paid directly to the school.  Students must submit the address to which the check should be mailed.  All documentation can be faxed to 423.578.7310 or e-mailed using our secure email syste.  To email your doucmentation:

  • Visit
  • If you have previously used our secure email system, simply sign in using your username and password.  If you are a new user, click 'Register' and follow the instructions to sign up.
  • Once you are logged in, select the 'Compose' tab.  You may then create your email.  Please send the email to studentlending @ ecu. org

For further help with ECU's online secure email system, click here.

*Advances are processed within 24 hours of application, providing all necessary documentation has been received.












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