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Visa® Credit Card Rates

For more information on all the great benefits of ECU Visa Credit Cards, view our Card Features.

Rates accurate as of November 24, 2017 and are subject to change.
Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.

Card Type Rate Type Annual Percentage Rate Minimum Limit Annual Fee Purchase Fee Balance Transfer Fee Cash Advance Fee Rewards Program Other Important Info
Cash Rewards Fixed

12.90% -
17.90%

$1,000 None None None None Cash Rewards of at least 1% of net purchases. Available in $25 increments. ECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Platinum Preferred Fixed 9.90% $2,500 None None None None For every dollar spent (purchases only), you earn one point toward various gift items and travel services. Eligibility based on previous lending history.
Classic Variable 8.75% - 17.75% $500 None None None None None Based on Prime Rate Plus a margin based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Your interest rate may change.
Classic Fixed 10.90% - 18.00% $500 None None None None None ECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Visa Secure Fixed 10.90% - 18.00% Minimum limit $300, Maximum limit $2,500 None None None None None ECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Visa Secure Card requires a Credit Builder Sec Visa Pledge Account. Application is not available online.

 

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