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Individual Retirement Account Rates

Rates accurate as of January 17, 2018 and are subject to change.

IRA Account

Amount Annual Percentage Yield1 Dividend Rate
Accumulation Account
($5.00 minimum)
0.30% 0.30%
Access Account
($10,000 minimum)
0.25% 0.25%

Investment Certificates are also available for IRAs.  Please refer to the Investment Certificate Rates for current rates.

1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit.  APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU.  Checks are not issued for dividends earned on these account types.

IRA Accounts

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