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ECU Relocation Rewards® Program 
Life is ever changing and always moving forward.  Sometimes that move involves relocating your family to a new city and a new home.  Take comfort in knowing ECU is always by your side.  Check out the great features of this program.

Program Features

Favorable Interest Rates1
We offer a lower interest rate to our relocation members on your first mortgage and first auto loan.  In addition, we also offer a rate premium on your first certificate of deposit.

Extended Rate Lock Option1
While most lenders will only lock your mortgage interest rate for 60 days, ECU offers a 90-day rate lock for relocation members.

Competitive Interest Rate for "Jumbo" Loans1
ECU offers very competitive rates for loans exceeding the conforming market amount.  In addition to the already low rate, relocation members will receive the rewards discount.

Low and No Down-Payment Options1
Saving money for a down-payment on your new home can be difficult.  ECU offers mortgage products with low or no down-payment options.

No Up-Front Fees
The expense of relocation can be significant; therefore at ECU, we do NOT require up-front fees to apply or lock your interest rate.  The fees associated with your mortgage loan will be collected at closing.  Based on employer, ECU also offers direct reimbursement of employer-paid closing costs.

Streamlined Application & Closing
ECU has the technology in place to ensure the process is quick, convenient and efficient.  You may apply by phone, in person or online.

Other Rewards
Open a Beyond Free Checking account and you will receive a gift certificate towards your first week's groceries.

For more information, please contact a Mortgage Relationship Manager below! 

Nikki Frazier
Johnson City Area
Office:  423.467.4466
Cell:  423.444.691



Rhenea Gross
Bristol Area
Office:  276.645.7091
Cell:  423.429.8792



Tamara Roller
Kingsport Area
Office:  423.578.7665
Cell:  423.444.6893




1Loans subject to credit approval.  Certain restrictions may apply.  Final pricing will be determined upon completion of ECU loan application. 



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