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Growing up in Kingsport, I learned the value of community.  Neighbors were always there for each other, side by side, helping and encouraging each other.  ECU also knows the value of community.  For more than 80 years, we’ve been steadfast by our members’ sides offering ways to help – ways to save money and make life a little more manageable.

As a not-for-profit financial cooperative, ECU gives back to its members rather than generating profit for stockholders.  We return value to members by offering affordable loans, competitive deposit rates, a free checking account (along with other low-or-no fee products and services) and carefully selecting locations for new branches and ATMs. 

One of the greatest ways we give back to our members is through the Extraordinary Dividend.  Each year, with the board of directors’ approval, ECU pays eligible members an Extraordinary Dividend, or bonus, just for doing business with ECU.  We have paid eligible ECU members over $92 million in Extraordinary Dividends since 1998.  It’s just one more way we tell our members that we care and appreciate them borrowing and saving with us.

ECU is honored to serve you, your family and your community.  If you aren’t already an ECU member, we invite you to come be part of the extraordinary credit union difference today!

Olan O. Jones, Jr.

Eastman Credit Union



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