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Be part of the extraordinary difference.

Join a secure, progressive financial institution with a proven history of value and growth.

ECU is constantly adding new products, services and upgrading delivery channels to meet our members' financial needs. ECU also returns value to members in a variety of ways including low or no fee products and services, competitive deposit rates and attractive loan rates. Over the last several years, ECU has returned millions of dollars in cash to members.

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Benefits of ECU

We monitor all card accounts day and night, and we’ll contact you by phone or text if there is suspicious activity.

As a not-for-profit financial institution, ECU maintains low rates on loans and higher than average rates on deposits. We take this seriously, and we are constantly monitoring our rates and account features to offer the best overall products possible.

We are dedicated to offering you value-adding products and services. Our goal is to save you money and improve your financial future.

Online access allows you to open new accounts, monitor your existing accounts, transfer funds, make payments and more!

Since 1998, the ECU Board of Directors has approved the return of over $193 million directly to members in the form of Extraordinary Dividends.

Taking a conservative approach, you can take comfort in knowing that ECU is a steady guide always at your side. We know that your happy future is also ours. Financial safety and soundness is of utmost importance.



Eligibility Maps

Who is eligible for membership?

You are eligible for ECU membership if you:

  • Live, work, worship, attend school, operate a business in one of the communities highlighted in green on our coverage maps.*
  • Work regularly in the healthcare industry in the following counties outside ECU’s community charter: Smyth or Tazewell Counties in Virginia.
  • Are employed by one of our sponsor companies or contractors.
  • Are an immediate family member of one of our eligible members.
*If you'd like to join ECU but aren't sure you qualify for membership, please contact us for assistance.

TN Map

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ECU Sponsor Companies

In addition to our field of membership, ECU extends membership to specific sponsor and contract companies.

ECU SPONSORS

Join the ECU Family

Join a credit union that's constantly adding new value to meet your financial needs. We return value to members in a variety of ways including low or no fee products and services, competitive deposit rates and attractive loan rates.

Join Now