What can we help you with?

Type a topic or question below.

    Locations
    Contact
    Ecu Online

      Not an ECU Member?

      Membership is open to anyone who lives near our locations! Join the ECU family now.

      Join Today
      Hide Menu

      Savings

      Savings accounts that fit your individual needs.

      We offer competitive rates on a variety of savings options to fit every need and lifestyle.

      Setting aside cash on a regular basis is a great habit.  Savings accounts provide a secure place to put your money while earning dividends each month.  Whether saving money for yourself, a special occasion, or for a child in a Uniform Transfer to Minors Account, ECU has the savings account to meet your need.

      • Competitive rates

      • Flexible features

      • Specialty savings accounts

      Open Now

      Not a member? It's easy!

      Join Today

      Regular Savings

      It’s just what it says it is—a secure, old fashioned savings account that allows you to save for a rainy day or a special occasion.

      • Competitive rates

      • Establishes your ECU membership and qualifies you as a shareholder in ECU

      • Federally insured by NCUA

      • Free foreign currency exchange

      Open Now

      Christmas Club Account

      Are holiday expenses a strain on your budget? Prepare for the holidays all year with a Christmas Club Account!

      • Fund your account using convenient methods including an automatic transfer, payroll deductions, or make over-the-counter deposits

      • Earn dividends on every deposit

      • Early withdrawals from the account can be made at anytime

      • Funds will automatically be disbursed into your ECU Regular Savings Account the first week in November; however, you may withdraw funds from your Christmas Club Account in September and October without being charged an early withdrawal fee

      Note: Dividends earned on the Christmas Club Account are compounded monthly. There is a $10.00 fee for each early withdrawal.

      Open Now

      Stash Your Cash Account

      Are you saving for a special occasion? This unique savings account can help you reach your goals!

      • Fund your account using convenient methods including an automatic transfer, payroll deduction, or over-the-counter deposits

      • Earn monthly compounded dividends on every deposit you make into your account

      • Enjoy the flexibility of selecting the date your Stash Your Cash Account balance automatically transfers to your Regular Savings Account

      • You can make early withdrawals from the account

       

      Health Savings Account

      Let us help protect you against major health care costs associated with a high deductible health insurance plan.

      • Flexibility to pay current medical expenses or save for future needs

      • Tax-deductible contributions

      • Tax-free earnings

      • Tax-free withdrawals, if used properly

      • Balance carries over from year to year

      • Remains with you, regardless of change in coverage or employment

      To learn more about HSA accounts, call 800.999.2328.

      View Health Savings Account Brochure

      Money Market Account

      Watch your money grow with this alternative to a regular savings account or investment certificate!

      • Tiered rate structure

      • Flexibility of a checking account

      • No penalties for withdrawals

      Open Now

      Savings Rates

      Rates are subject to change.

      AMOUNT ANNUAL PERCENTAGE YIELD1DIVIDEND RATE2
      Any amount greater than $5.000.30%0.30%

      Rates accurate as of April 1, 2024 and are subject to change.

      1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.

      2Rate and APY for the share account also applies to the Christmas Club, Health Savings Account, Wellness, Stash Your Cash and Secure Visa accounts.

      Money Market Rates

      Rates are subject to change.

      AMOUNTANNUAL PERCENTAGE YIELD1DIVIDEND RATE
      $0 - 9,9990.75%0.75%
      $10,000 - 24,9990.85%0.85%
      $25,000 - 49,9991.00%1.00%
      $50,000 - 99,9991.25%1.24%
      $100,000 - 199,9991.80%1.79%
      $200,000 or greater2.00%1.98%

      Rates accurate as of April 1, 2024 and are subject to change.

      1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.

      You are leaving Eastman Credit Union

      You are leaving Eastman Credit Union's website and visiting a third-party website. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website.

      If you wish to leave ECU's website, select "Continue". If not, select "No Thanks".

      Continue