Investments & Retirement Rates
{"items":[{"heading":"Home Buying Seminar","startDate":"February 21 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(1)","summary":"February 18, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"February 26 at 12:14am ET","url":"/resources/seminars-events/texas/home-selling-seminar","summary":"February 18, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"March 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar","summary":"March 5, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"March 26 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"March 24, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"April 11 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"April 9, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"April 16 at 6:00pm ET","url":"/resources/seminars-events/texas/construction-seminar","summary":"April 14, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"April 21, 2020 — 6PM.
Lakeway Area Association of Realtors
400 N Henry St
Morristown, TN 37814","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"July 23 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"May 5, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 13 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 11, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 8, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 22, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"July 14, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 22 at 12:00pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 20, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"November 12 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"August 25, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"January 23 at 2:23pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(4)","summary":"October 1, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""}]}

Investment Certificate Rates

INVESTMENT CERTIFICATE TERMSANNUAL PERCENTAGE YIELD1DIVIDEND RATEJUMBO ANNUAL PERCENTAGE YIELD ($100k Minimum)JUMBO DIVIDEND RATE ($100k Minimum)EARLY WITHDRAWAL PENALTY
30 to 89 days $2,500 minimum0.30%0.30%0.35%0.35%The greater of 7 days dividends on the amount withdrawn or all dividends earned on the amount withdrawn.
90 to 179 days $2,500 minimum0.50%0.50%0.55%0.55%The greater of 7 days dividends on the amount withdrawn or all dividends earned on the amount withdrawn.
180 to 364 days $2,500 minimum0.65%0.65%0.70%0.70%90 days dividends
Lifeline Savers Certificate (365 days) $100 minimum0.55%0.55%0.00%0.00%90 days dividends
1 to 2 Years (365 to 729 days) $1,000 minimum2.05%2.03%2.10%2.08%90 days dividends
2 to 3 Years (730 to 1094 days) $1,000 minimum2.30%2.28%2.35%2.33%180 days dividends
3 to 4 Years (1095 to 1460 days) $1,000 minimum2.20%2.18%2.25%2.23%180 days dividends
4 to 5 Years (1461 to 1825 days) $1,000 minimum2.25%2.23%2.30%2.28%180 days dividends
5 Years (1826 days) $1,000 minimum2.35%2.33%2.40%2.37%180 days dividends
6 Years (2,191) days $1,000 minimum2.55%2.52%2.60%2.57%365 days dividends

Rates accurate as of January 2, 2020 and are subject to change.

APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on 365 days (366 days in a leap year). A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. You may elect to receive a check only for dividends earned on investment certificates.