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Business Rates

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Beyond Free Business Checking Rates

Amount Annual Percentage Yield Dividend Rate
Under $10,000 0.10% 0.10%
$10,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.20% 0.20%
$100,000 or greater 0.30% 0.30%

Rates accurate as of December 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. Withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.

Beside You Business Checking Rates

Amount Annual Percentage Yield Dividend Rate
Under $10,000 0.15% 0.15%
$10,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.25% 0.25%
$100,000 or greater 0.35% 0.35%

Rates accurate as of December 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. Withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.

Maximum Business Checking Rates

Amount Annual Percentage Yield Dividend Rate
$50,000 - $149,999 0.35% 0.35%
$150,000 - $249,999 0.45% 0.45%
$250,000 or greater 0.55% 0.55%

Rates accurate as of December 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. Withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.

Business Savings Rates

Amount Annual Percentage Yield Dividend Rate
Any amount greater than $5.00 0.30% 0.30%

Rates accurate as of December 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. Withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.

IMMA Advantage Rates

Amount Annual Percentage Yield Dividend Rate
$0 - 9,999 0.75% 0.75%
$10,000 - 24,999 0.85% 0.85%
$25,000 - 49,999 1.00% 1.00%
$50,000 - 99,999 1.25% 1.24%
$100,000 - 199,999 1.80% 1.79%
$200,000 or greater 2.00% 1.98%

Rates accurate as of December 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.