Rates accurate as of March 1, 2025 and are subject to change.

_{¹APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.
²Rate and APY for the share account also applies to the Christmas Club, Health Savings Account, Wellness, Stash Your Cash and Secure Visa accounts.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.}

_{²APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.}

_{³Payment example is based on $20,000 for 75 months. To calculate your estimated payment on other terms, please use our payment calculators.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.}

_{²APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.<}

_{³Payment example is based on $20,000 for 75 months. To calculate your estimated payment on other terms, please use our payment calculators.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.}

_{²APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.}

_{³Payment example is based on $20,000 for 75 months. To calculate your estimated payment on other terms, please use our payment calculators.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.}

_{²Payment example is based on $3,000 for 24 months. To calculate your estimated payment, please use our payment calculator.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APR refers to Annual Percentage Rate.}

_{²Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APR refers to Annual Percentage Rate.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.}  

_{²Payment example is based on $5,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.}

_{²APR refers to Annual Percentage Rate.}

_{³Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹Term listed is repayment period beginning six months after graduation.}

_{²APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria, loan amount and school accreditation. Certain restrictions may apply.}

_{³Payment example is based on $5,000 for 48 months. The minimum monthly payment is $100. To calculate your estimated payment, please use our payoff calculator.}

Rates accurate as of March 1, 2025 and are subject to change.

_{The loan terms, rates and payments listed above are used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.}

_{¹APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.}

_{²Payment example is based on $5,000 for 48 months. To calculate your estimated payment, please use our payoff calculator.}

Rates accurate as of March 21, 2025, and are subject to change.

_{All rates are subject to change without notice and will be based on your credit history, down payment amount, property type, loan purpose, etc.}

_{¹Rates are based on a purchase transaction with a 20% down payment.}

_{²APR is based on $100,000 loan amount for an 80% LTV purchase and reflects any pre-paid finance charge.}

Rates accurate as of March 21, 2025 and are subject to change.

_{All rates are subject to change without notice and will be based on your credit history, down payment amount, property type, loan purpose, etc.}

_{¹Rates are based on a purchase transaction with a 0% down payment.}

_{²APR is based on $100,000 loan amount for a 105% LTV purchase and reflects any pre-paid finance charge.}

Rates accurate as of March 21, 2025 and are subject to change.

_{All rates are subject to change without notice and will be based on your credit history, down payment amount, property type, loan purpose, etc.}

_{¹Rates are based on a purchase transaction with a 20% down payment.}

_{²APR is based on $100,000 loan amount for an 80% LTV purchase and reflects any pre-paid finance charge.}

Rates accurate as of March 21, 2025 and are subject to change.

_{All rates are subject to change without notice and will be based on your credit history, down payment amount, property type, loan purpose, etc. APR is based on $30,000 loan amount for an 80% LTV. Rates current for East Tennessee; SW Virginia, and Texas areas. Property Insurance is required.}

Rates accurate as of March 21, 2025 and are subject to change.

_{All rates are subject to change without notice and will be based on your credit history, down payment amount, property type, loan purpose, etc. Assumes use of tax assessment. The maximum APR for Variable Rate HELOCs is 18%. HELOC Interest Rate Floor is 3.500% for East Tennessee; and SW Virginia areas. Property Insurance is required.
*First 10 years is the draw period, the second 10 years is the repayment period.} 

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.}

Rates accurate as of March 1, 2025 and are subject to change.

_{¹APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on 365 days (366 days in a leap year). A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU.}

Rates accurate as of March 1, 2025 and are subject to change.

_{Investment Certificates are also available for IRAs. Please refer to the Investment Certificate Ratesfor current rates.}

_{¹APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.}