Skip to content

Business Savings

Earn While You Save.


Business Savings Account

A simple savings account for your business

  • $5 minimum balance
  • Dividends earned on all balances
  • No monthly service fee


Business Savings Rates

Amount Annual Percentage Yield1 Dividend Rate
Any amount greater than $5.00 0.30% 0.30%

Rates accurate as of June 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at any time at the discretion of Eastman Credit Union, with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. Withdrawals may reduce earnings. APY can change after the account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.


Business Investment Certificates

Watch your money grow as your business grows.

  • Earn a higher dividend rate than a regular Business Savings Account
  • Optional term lengths available
  • Jumbo Investment Certificates available
  • Minimum deposit of $1,000 required on terms 365 to 2,191 days
  • Dividends can be withdrawn automatically or at your discretion with no penalty


Business Investment Certificate Rates

Investment Certificate Terms Minimum Amount APY1 Dividend Rate Jumbo APY1 ($100k Minimum) Jumbo Dividend Rate ($100k minimum) Early Withdrawal Penalty
30 to 89 days $2,500 Minimum 2.34% 2.32% 2.40% 2.37% The greater of 7 days dividends on the amount withdrawn or all dividends earned on the amount withdrawn.
90 to 179 days $2,500 Minimum 2.34% 2.32% 2.40% 2.37% The greater of 7 days dividends on the amount withdrawn or all dividends earned on the amount withdrawn.
180 to 364 days $2,500 Minimum 5.00% 4.89% 5.05% 4.94% 90 Days' Dividends
Lifeline Savers Certificate (365 days) $100 3.00% 2.96% N/A N/A 90 Days' Dividends
HSA Certificate (365 Days) $1,000 Minimum 4.75% 4.65% N/A N/A 90 Days' Dividends
1 to 2 Years (365 to 729 days) $1,000 Minimum 5.35% 5.22% 5.40% 5.27% 90 Days' Dividends
2 to 3 Years (730 to 1094 days) $1,000 Minimum 4.40% 4.31% 4.45% 4.36% 180 Days' Dividends
3 to 4 Years (1095 to 1460 days) $1,000 Minimum 4.50% 4.41% 4.55% 4.46% 180 Days' Dividends
4 to 5 Years (1461 to 1825 days) $1,000 Minimum 4.60% 4.51% 4.65% 4.55% 180 Days' Dividends
5 Years (1826 days) $1,000 Minimum 4.70% 4.60% 4.75% 4.65% 180 Days' Dividends
6 Years (2,191 days) $1,000 Minimum 4.80% 4.70% 4.85% 4.75% 365 Days' Dividends

Rates accurate as of June 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on 365 days (366 days in a leap year). A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. You may elect to receive a check only for dividends earned on investment certificates.


Business Money Market Account

Earn a higher rate of return while enjoying greater flexibility.

  • Dividends earned on all balances
  • No minimum balance required
  • No monthly service charge
  • Six withdrawals permitted per month
  • Checks available


Business Money Market Account Rates

Amount Annual Percentage Yield1 Dividend Rate
$0 - 9,999 0.75% 0.75%
$10,000 - 24,999 0.85% 0.85%
$25,000 - 49,999 1.00% 1.00%
$50,000 - 99,999 1.25% 1.24%
$100,000 - 199,999 1.80% 1.79%
$200,000 or greater 2.00% 1.98%

Rates accurate as of June 1, 2024 and are subject to change.

1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.

Learn More

Business Checking

Whether you are a small business, church, or other non-profit organization, we have a checking account option just for you!

Business Services

Convenient solutions to optimize your business.

Business Services Team

Experienced experts dedicated to serving you.

Ready to get started?

Whether you have questions or are ready to open a business account, our team can help!

Call (423) 229.8200 or (800) 999.2328 to get started.