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    Join Today

    Be a part of the extraordinary difference.

    Join a secure, progressive financial institution with a proven history of value and growth.

    ECU is constantly adding new products, services and upgrading delivery channels to meet our members' financial needs. ECU also returns value to members in a variety of ways including low or no fee products and services, competitive deposit rates and attractive loan rates. Over the last several years, ECU has returned millions of dollars in cash to members.

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    Benefits of Joining ECU


    24/7 Fraud Monitoring

    We monitor all card accounts day and night, and we’ll contact you by phone or text if there is suspicious activity.


    Competitive Rates

    As a not-for-profit financial institution, ECU maintains low rates on loans and higher than average rates on deposits. We take this seriously, and we are constantly monitoring our rates and account features to offer the best overall products possible.


    Constantly Adding Value

    We are dedicated to offering you value-adding products and services. Our goal is to save you money and improve your financial future.


    Convenient Access

    Online access allows you to open new accounts, monitor your existing accounts, transfer funds, make payments and more!


    Extraordinary Dividend

    Since 1998, the ECU Board of Directors has approved the return of over $105 million directly to members in the form of Extraordinary Dividends.


    Stable Growth

    Taking a conservative approach, you can take comfort in knowing that ECU is a steady guide always at your side. We know that your happy future is also ours. Financial safety and soundness is of utmost importance.

    Eligibility Maps

    Who is eligible for membership?

     

    You are eligible for ECU membership if you:

    • Live, work, worship, attend school, operate a business in one of the communities listed on our coverage maps.*
    • Work regularly in the healthcare industry in the following counties outside ECU’s community charter: Carter, Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia.
    • Are employed by one of our sponsor companies or contractors.
    • Are a family member of one of our eligible members.

    *Please note that ECU’s field of membership does not cover all of Wise and Russell Counties in Virginia and Carter County in Tennessee. If you’d like to join ECU but aren’t sure you qualify for membership, please contact us for assistance.

     

    ECU Sponsor Companies

    In addition to our field of membership, ECU extends membership to specific sponsor and contract companies.

    ECU Sponsors

    Join the ECU Family!


    Join a credit union that's constantly adding new value to meet your financial needs. We return value to members in a variety of ways including low or no fee products and services, competitive deposit rates and attractive loan rates.


    Join Now

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