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Equipment Loans

You work hard. Getting a loan shouldn't be.
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Whether you’re in the market for a tractor, bulldozer, or golf cart, ECU’s competitive rates and easy process make getting a loan fast and convenient. 

  • ECU finances Equipment Loans for up to 15 years*
  • Used equipment may be financed up to 100%

*Certain restrictions apply. Subject to approval. 

Ready to make an equipment purchase?

No matter the job, ECU's equipment loan has you covered!


Equipment Loan Rates

Rates are subject to change.

Loan Term1 Rate Type APR2 as low as Payment Example3
36 - 180 months Fixed Rate 6.150% - 9.100% $23.65 - $25.17

Rates accurate as of May 1, 2024 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculators.


  • Tractor, Combine, Hay Baler, Rototiller
  • Backhoe, Bulldozer, Trencher, Dump Truck, Trackhoe
  • Cattle, Horse, and Hauling Trailers
  • Lawn Mower and Landscaping Equipment
  • Golf Carts
  • Scissor Lift, Forklift, Loader
  • Delivery Van, Box Truck, Tow Truck, Flatbed Truck
  • And More!

Just ask your loan officer if your item is eligible for financing!