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Student Loans

Your Journey. Our Commitment.

Your Journey Starts Here

You're embarking on one of the most important journeys of your life! From the loan application process to graduation and beyond, ECU will be here every step of the way.

Student Line of Credit

Let ECU bridge the gap between you and your dreams!

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Student Loan Advance Request

ECU makes it quick and simple to get funds for your next semester!

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Graduates with caps in the air

Student Loan Consolidation Program

Enjoy the simplicity of one loan and one payment with no application fees and great fixed rates.

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Federal Loan Consolidation: Federal student loans are funded by the federal government. Private student loans are nonfederal loans, made by a lender such as a bank, Credit Union, state agency, or a school. Federal student loan programs offer various benefits and repayment options, such as income-driven repayment plans or loan forgiveness programs. If you consolidate or refinance your federal loans with a private lender, such as ECU, you will lose benefits available to federal student loan borrowers. For more information, visit