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    Membership is open to anyone who lives near our locations! Join the ECU family now.

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    Why get pre-qualified?

    Knowing how much home you can afford to buy upfront saves time.

    Buying a home is one of the largest investments you'll make in life.  We're here to help you.  The first step in buying your home is to get pre-qualified.

    What is a mortgage loan pre-qualification?
    With a mortgage loan pre-qualification, we'll review your finances and estimate the maximum amount of loan for which you would qualify.  Pre-qualifying for a mortgage loan is a great first step in making sure you can afford the home you desire.  Knowing how much home you can afford to buy upfront saves time when you start house hunting.  It’s also beneficial to your real estate agent and the seller to know you actually qualify for a mortgage loan and are serious about purchasing the home.

    What information will we ask you to provide?
    We'll ask you for basic information pertaining to job history, income, pull a credit report and discuss various options ECU has to offer.  With a pre-qualification, you get an idea of the amount for which you might expect to be approved.   

    Get Pre-qualified Today

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