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Transfer Your Balance to an ECU Visa®

Lower your interest rates with a balance transfer!
Apply for an ECU Visa

It’s a great time to transfer those high-interest-rate credit card balances from other lenders to an ECU Visa® Credit Card!


How It Works

Transferring other credit card balances to your existing ECU Visa credit card account is easy!1


  1. Log in to ECU Online®
  2. Click ‘Cards’ in the menu at the top of the screen
  3. Select ‘Visa Credit Card Balance Transfer’ in the dropdown menu
  1. Print the Credit Card Balance Transfer Form
  2. Complete with the necessary information
  3.  Drop off the completed form at a branch or mail to PO Box 1989, Kingsport, TN 37662

Call us at 800.999.2328 and provide your information.

  1. Transfer the amount you need from your credit card to your checking account 
  2. Make your payment to your other creditor online


ECU charges no fees for Balance Transfers or Cash Advances!

After transferring your other account balances to your ECU Visa credit card, you may contact those issuers to cancel the credit cards and close the accounts if you choose. We will process your request within two business days and contact you with any questions.

Your information is completely safe and secure anytime you use our online features. If you prefer to submit your request over the phone, please call 800.999.2328.

Balance transfers and cash advances have interest charged daily even if the statement balance is paid in full by the statement due date.


Don't have an ECU Visa?