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GAP Plans

Essential protection for your vehicle loan and your finances.

How It Works

A GAP plan:

  • Ensures that you will not pay for a vehicle you no longer own due to an accident or theft. 
  • Provides vehicle loan protection for what your auto insurance may not cover if your vehicle is deemed a total loss due to an accident or theft.

In the event of a total loss, your auto insurance generally pays the average retail value (based on N.A.D.A average retail price), which can leave a significant gap between what your insurance will cover and what you owe on your loan – a GAP plan will pay the difference for you.

Add GAP to your new or existing ECU auto loan at an affordable price.


Ready to add GAP?

Please call 800.999.2328 to get started.

This product is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Insurance products are not a deposit or obligation of, or guaranteed by, Eastman Credit Union or its affiliates. These products are not insured or guaranteed by NCUA.