GAP Plans

How It Works

A GAP plan:

• Ensures that you will not pay for a vehicle you no longer own due to an accident or theft. 
• Provides vehicle loan protection for what your auto insurance may not cover if your vehicle is deemed a total loss due to an accident or theft.

In the event of a total loss, your auto insurance generally pays the average retail value (based on N.A.D.A average retail price), which can leave a significant gap between what your insurance will cover and what you owe on your loan – a GAP plan will pay the difference for you.

Add GAP to your new or existing ECU auto loan at an affordable price.

_{This product is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Insurance products are not a deposit or obligation of, or guaranteed by, Eastman Credit Union or its affiliates. These products are not insured or guaranteed by NCUA.}