Lock & Shop

Mortgage rates are rapidly changing! If you are in the process of searching for a home, this is the perfect time to lock in a low rate. ECU’s Lock & Shop program can provide you with the rate protection you need.

• Pre-qualify for a mortgage loan 
• Lock your rate
• Up to 75 days to shop

When you pre-qualify for a mortgage loan with ECU, you have the option to lock in the current rate for a period of 75 days. This gives you ample time to shop for your new home. Once you find your dream home and provide a signed purchase contract, you will receive your locked-in rate or the current rate, whichever is lower.

_{Important Information about this offer: You must apply for a new ECU mortgage loan within 75 days of pre-qualification to receive the lower of the locked rate or current rate. Offer is eligible for home purchase transactions only. Loans subject to credit approval.}