Multi-Family Residential Rental Program

Thinking about buying a new home and renting the home to tenants for additional income? 

If you live in an area with strong tourism and a large inventory of vacation homes, you may want to consider our Multi-Family Residential Rental Program. We’re here to help!

Benefits You'll Enjoy from this Program

Finance Up to 85% LTV - We offer up to 85% loan-to-value financing on your home or investment property. 

Fixed and Adjustable-Rate Options - You have the option of choosing between a fixed-rate mortgage that stays the same throughout the term of the loan or an adjustable-rate mortgage that offers a lower initial rate.

Optional Property Types - With the Multi-Family Residential Rental Program, you can receive financing on a 1-4 family home, condominium, PUD, or condotel.

Local Servicing - ECU handles the servicing and administration of your loan which means when you call about your mortgage loan, you speak directly with an ECU representative. Your loan is processed, approved, and serviced right here at home. 

Streamlined Application & Closing - We have the technology in place to ensure the process is quick, convenient, and efficient. You may apply by phone, in person, or online.

_{This is not a commercial loan program. All loans are subject to credit approval. Certain restrictions may apply. Final pricing will be determined upon completion of ECU loan application.}