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Personal Line of Credit
Great for last-minute cash needs or unexpected expenses.
- Get approved for a pre-determined credit limit
- Make advances at the teller line, over the telephone, or via ECU Online®
Personal Line of Credit Loan Rates
| Loan Term | Rate Type | APR2 as low as | Payment Example3 |
|---|---|---|---|
| Up to 60 months | Fixed Rate | 11.850% | $131.31 |
Rates accurate as of December 1, 2024 and are subject to change.
1APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.
2Payment example is based on $5,000 for 48 months. To calculate your estimated payment, please use our payment calculator.
Salary Advance Loan
Pay day still a week away?
ECU can help with a Salary Advance line-of-credit!
- Great rate with a payment calculated on a 90-day term
- $500 maximum advance amount (with a $100 minimum)
- Annual fee of only $25
Applicant must be a primary ECU member for 180 days and have a continuous direct deposit into an ECU account for 120 days.
Salary Advance Line of Credit Loan Rates
| Loan Term1 | Rate Type | APR2 as low as | Payment Example3 |
|---|---|---|---|
| Up to 90 days | Fixed Rate | 17.750% | $34.32 |
Rates accurate as of December 1, 2024 and are subject to change.
1There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.
2APR refers to Annual Percentage Rate.
3Payment example is based on $100 for 90 days. To calculate your estimated payment, please use our payment calculator.