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Share/Certificate Secured Loan
Tailored to fit your needs.
Features
Have money on deposit but don’t want to lose the interest you are earning? ECU’s Share or Certificate Secured Loan could be just what you need!
- Use deposited funds as collateral
- Discounted interest rate
Share Secured Loan Rates
| Loan Term | Rate Type | APR1 as low as | Payment Example |
|---|---|---|---|
| 365 Days | Fixed Rate | Share rate + 2.000% | Full balance due 365 days after loan is funded |
Rates accurate as of July 13, 2026 and are subject to change.
1APR refers to Annual Percentage Rate.
Certificate Secured Loan Rates
| Loan Term | Rate Type | APR1 as low as | Payment Example |
|---|---|---|---|
| Up to 365 days | Fixed Rate | Certificate rate + 2.000% | Full balance due on maturity date of CD or 365 days after loan is funded, whichever occurs first |
Rates accurate as of July 13, 2026 and are subject to change.
1APR refers to Annual Percentage Rate.