Skip to content

ECU Choice Program

A financial program customized just for you.

We understand the financial demands and time constraints you encounter as a professional.

For this reason, we created a customized financial program designed specifically with you in mind.

Program Features

Exclusive 100% mortgage financing - including closing costs1
(see disclaimer for important information)

Free consultation with a Professional Investment Advisor.

Additional services for which you may also qualify are our Platinum Preferred Visa® credit card and Home Equity Line of Credit.

Other exceptional offers with this program include:

  • Beyond Free Checking account with no monthly fee, no fee to use your ECU Visa® Check Card, no minimum balance requirement and free stock checks - every box you order!
  • Great rates on automobiles, home equity loans, Certificates of Deposit and Investment Properties.
  • Extraordinary Dividend - a year-end bonus!  Subject to annual ECU board approval and member eligibility.

For more information, please contact:
Russell Herndon

Russell Herndon

Mortgage Relationship Manager, 159 Cook Street, Abingdon, VA 24210
Office: 276-619-2608
Mobile: 423-440-9366
Fax: 276-619-2332
Email: rherndon@ecu.org
View Bio
Nikki Frazier

Nikki Frazier

Mortgage Relationship Manager, 421 North State of Franklin Road, Suite 400 Johnson City, TN 37604
Office: 423-262-1244
Mobile: 423-444-6918
Fax: 423-232-2075
Email: nfrazier@ecu.org
View Bio

1The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. The consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. Certain restrictions may apply. Final pricing will be determined upon completion of ECU loan application.