Auto Loan Rates

Check out ECU's great rates on an Auto Loan to fit your needs.  Visit a branch, Call, or Apply Online.  Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.  

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LOAN TERM 1COLLATERAL TYPEAPR2 as low as PAYMENT EXAMPLE3
36 - 120 months New Auto1.790% - 8.940%$21.61 - $24.86
36 - 120 months Used Auto2.290% - 9.590%$21.83 - $25.17

Rates accurate as of January 4, 2021 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria  and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.