Loan Rates
{"items":[{"heading":"Shred Day - Greeneville, TN","startDate":"September 17 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 17, 2022 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"September 24 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"September 24, 2022 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"October 1 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"October 1, 2022 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 15 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 15, 2022 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 21 at 8:21am ET","url":"/resources/2022-shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 21, 2022 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""}]}

Auto Loan Rates

Check out ECU's great rates on an Auto Loan to fit your needs.  Visit a branch, Call, or Apply Online.  Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.  

Click Here to Apply

LOAN TERM 1COLLATERAL TYPEAPR2 as low as PAYMENT EXAMPLE3
36 - 120 months New Auto2.450% - 9.040%$21.90 - $24.91
36 - 120 months Used Auto2.650% - 9.690%$21.98 - $25.22

Rates accurate as of July 1, 2022 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria  and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.