| LOAN TERM | RATE | APR1 | POINTS |
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| 15 Year Fixed | 6.375% | 6.685% | 1.000% |
| 30 Year Fixed | 6.875% | 7.068% | 1.000% |
| 30 Year Fixed First Time Homebuyers | 8.125% | 8.230% | 0.000% |
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Rates accurate as of November 29, 2023 and are subject to change.
1 APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.
Example: 15-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination Point with an annual interest rate of 6.375%, and an APR of 6.685% would result in 180 monthly principal and interest payments of $864.25. Payment does not include amounts for taxes and insurance premiums.
Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 6.875%, and an APR of 7.068%, would result in 360 monthly principal and interest payments of $656.93. Payment does not include amounts for taxes and insurance premiums.
Example: 30-year fixed rate First Time Home Buyers loan with Purchase Price of $125,000 and a loan amount of $131,250 (includes 5% in closing costs) with an annual interest rate of 8.125% and an APR of 8.230%, would result in 360 monthly principal and interest payments of $974.53. Payment does not include amounts for taxes and insurance premiums.
