Loan Rates
{"items":[{"heading":"Shred Day - Greeneville, TN","startDate":"September 17 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 17, 2022 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"September 24 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"September 24, 2022 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"October 1 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"October 1, 2022 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 15 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 15, 2022 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""}]}

Mortgage Loan Rates

Check out ECU's great rates on a Mortgage Loan to fit your needs. 

LOAN TERM RATE APR1POINTS
15 Year Fixed 4.500%4.794%1.000%
30 Year Fixed 5.000%5.173%1.000%
30 Year Fixed First Time Homebuyers6.625%6.721%0.000%

Rates accurate as of May 20, 2022 and are subject to change.

1 APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

Example: 15-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment,  Loan Amount of $100,000, paying 1.00 Origination Point with an annual interest rate of 4.500%, and an APR of 4.794% would result in 180 monthly principal and interest payments of $764.99.  Payment does not include amounts for taxes and insurance premiums.

Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 5.000%, and an APR of 5.173%, would result in 360 monthly principal and interest payments of $536.82. Payment does not include amounts for taxes and insurance premiums.

Example:  30-year fixed rate First Time Home Buyers loan with Purchase Price of $125,000 and a loan amount of $131,250 (includes 5% in closing costs) with an annual interest rate of 6.625%, and an APR of 6.721%, would result in 360 monthly principal and interest payments of $840.41.  Payment does not include amounts for taxes and insurance premiums.