Mortgage Loan Rates

Check out ECU's great rates on a Mortgage Loan to fit your needs. 

Loan TermRateAPRPoints
15 Year Fixed 3.250%3.534%1.000%
30 Year Fixed 3.875%4.036%1.000%
5/1 ARM-30 Years3.625%4.718%1.000%
30 Year Fixed First Time Homebuyers5.250%5.338%0.000%

Rates accurate as of November 8, 2019 and are subject to change.

Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 3.875%, and an APR of 4.036%, would result in 360 monthly principal and interest payment of $470.24. Payment does not include amounts for taxes and insurance premiums.