Loan TermRateAPRPoints
15 Year Fixed 4.250%4.542%1.000%
30 Year Fixed 4.750%4.920%1.000%
5/1 ARM-30 Years4.000%4.754%1.000%
30 Year Fixed First Time Homebuyers6.000%6.088%0.000%

Rates accurate as of January 03, 2019 and are subject to change.

Example: 30-year fixed rate loan with Purchase Price of $120,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 4.750%, and an APR of 4.920%, would result in 360 monthly principal and interest payment of $521.65. Payment does not include amounts for taxes and insurance premiums.