Loan Rates
{"items":[{"heading":"Construction Seminar","startDate":"March 9 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar","summary":"March 9, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"March 9 at 12:47pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"March 9, 2021
6PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"April 6 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"April 6, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"April 13 at 6:00pm ET","url":"/resources/seminars-events/texas/construction-seminar","summary":"April 13, 2021
6PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"April 24 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn","summary":"April 24, 2021 – 8AM-12PM or until trucks reach maximum capacityWilcox Branch
201 S. Wilcox Drive
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Shred Day - Johnson City, TN","startDate":"May 1 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-johnson-city,-tn","summary":"May 1, 2021 – 8AM-12PM or until trucks reach maximum capacityState of Franklin Branch
255 Marketplace Blvd
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 11 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"May 11, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 15 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-bristol,-va","summary":"May 15, 2021 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 22 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(1)","summary":"May 22, 2021 – 8AM - 12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"July 14 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"July 13, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 10, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"August 24 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"August 24, 2021
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 7, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 11 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"September 11, 2021 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 21 at 2:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 21, 2020
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 25 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 25, 2021 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 2 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"October 2, 2021 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"October 7, 2021
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 9 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(2)","summary":"October 9, 2021 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 19 at 3:25pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 19, 2021
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""}]}

Mortgage Loan Rates

Check out ECU's great rates on a Mortgage Loan to fit your needs. 

Loan TermRateAPRPoints
15 Year Fixed 2.500%2.778%1.000%
30 Year Fixed 3.000%3.153%1.000%
30 Year Fixed First Time Homebuyers5.000%5.087%0.000%

Rates accurate as of March 4, 2021 and are subject to change.

Example: 15-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment,  Loan Amount of $100,000, paying 1.00 Origination Point with an annual interest rate of 2.500%, and an APR of 2.778% would result in 180 monthly principal and interest payments of $666.79.  Payment does not include amounts for taxes and insurance premiums.

Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 3.00%, and an APR of 3.153%, would result in 360 monthly principal and interest payments of $421.60. Payment does not include amounts for taxes and insurance premiums.

Example:  30-year fixed rate First Time Home Buyers loan with Purchase Price of $125,000 and a loan amount of $131,250 (includes 5% in closing costs) with an annual interest rate of 5.00%, and an APR of 5.087%, would result in 360 monthly principal and interest payments of $704.58.  Payment does not include amounts for taxes and insurance premiums.