Loan Rates
{"items":[{"heading":"Home Buying Seminar","startDate":"July 14 at 11:51am ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(1)","summary":"August 16, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"July 14 at 2:52pm ET","url":"/resources/seminars-events/texas/home-selling-seminar","summary":"August 30, 2022
6PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"August 3 at 1:59pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"September 13, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"August 3 at 2:02pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"October 20, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"August 3 at 2:06pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"September 20, 2022
6:00PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 3 at 2:07pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 18, 2022
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 3 at 2:14pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 30, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Retirement Savings Challenges for Women","startDate":"August 3 at 3:18pm ET","url":"/resources/seminars-events/tennessee/retirement-savings-challenges-for-women","summary":"September 15, 2022
6PM EST
Presented Virtually via WebEx
Click to Register.
","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"August 3 at 3:19pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"October 25, 2022
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Social Security","startDate":"August 3 at 3:20pm ET","url":"/resources/seminars-events/tennessee/social-security","summary":"November 8, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 17 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 17, 2022 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"September 24 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"September 24, 2022 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"October 1 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"October 1, 2022 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 15 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 15, 2022 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 21 at 8:21am ET","url":"/resources/2022-shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 21, 2022 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""}]}

Personal Loan Rates

Shared Secured Personal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
365 daysFixed RateShare rate + 2.000%$84.37

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate.

2Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.

Investment Certificate Secured Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE
Up to 365 daysFixed RateCertificate rate + 2.000%---

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate

It's Your Money Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 96 monthsFixed Rate7.950%$24.39

Rates accurate as of August 1, 2022 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Line of Credit Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate11.850%$26.27

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Salary Advance Line of Credit Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 90 daysFixed Rate17.750%$34.32

Rates accurate as of August 1, 2022 and are subject to change.

1 There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.

2APR refer to Annual Percentage Rate.

3Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.

Seasonal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 18 monthsFixed Rate4.950%$57.76

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.

2Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

Signature Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 96 monthsFixed Rate9.950%$25.34

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply. 

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Single Payment Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 365 daysFixed Rate11.850%$88.76

Rates accurate as of August 1, 2022 and are subject to change.

1APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

2Payment example is based on $1,000 for 12 months. To calculate your estimated payment, please use our payment calculator.