Loan Rates

Personal Loan Rates

Shared Secured Personal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
365 daysFixed RateShare rate + 2.000%$84.37

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.

2Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.

Investment Certificate Secured Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE
Up to 365 daysFixed RateCertificate rate + 2.000%---

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate

It's Your Money Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 96 monthsFixed Rate8.950%$24.87

Rates accurate as of June 1, 2023 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Line of Credit Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate11.850%$26.27

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Salary Advance Line of Credit Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 90 daysFixed Rate17.750%$34.32

Rates accurate as of June 1, 2023 and are subject to change.

1 There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.

2APR refer to Annual Percentage Rate.

3Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.

Seasonal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 18 monthsFixed Rate5.950%$58.21

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.

2Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

Signature Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 96 monthsFixed Rate10.950%$25.83

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply. 

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Single Payment Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 365 daysFixed Rate11.850%$88.76

Rates accurate as of June 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

2Payment example is based on $1,000 for 12 months. To calculate your estimated payment, please use our payment calculator.