Loan Rates
{"items":[{"heading":"Construction Seminar","startDate":"March 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar","summary":"March 5, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"March 26 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"March 24, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"April 11 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"April 9, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"April 16 at 6:00pm ET","url":"/resources/seminars-events/texas/construction-seminar","summary":"April 14, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"April 21, 2020 — 6PM.
Lakeway Area Association of Realtors
400 N Henry St
Morristown, TN 37814","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"July 23 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"May 5, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 13 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 11, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 8, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 22, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"July 14, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 22 at 12:00pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 20, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"November 12 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"August 25, 2020 — 6PM.
Courtyard by Marriott Longview North
1125 E Hawkins Pkwy
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"January 23 at 2:23pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(4)","summary":"October 1, 2020 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""}]}

Personal Loan Rates

Shared Secured Personal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
365 daysFixed RateShare rate + 2.000%$84.37

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.

2Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.

Investment Certificate Secured Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE
Up to 365 daysFixed RateCertificate rate + 2.000%---

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate

It's Your Money Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 96 monthsFixed Rate7.950%$24.39

Rates accurate as of February 3, 2020 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Line of Credit Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate11.850%$26.27

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Salary Advance Line of Credit Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 90 daysFixed Rate17.750%$34.32

Rates accurate as of February 3, 2020 and are subject to change.

1 There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.

2APR refer to Annual Percentage Rate.

3Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.

Seasonal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 18 monthsFixed Rate4.950%$57.76

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.

2Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

Signature Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 96 monthsFixed Rate9.950%$25.34

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply. 

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Single Payment Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 365 daysFixed Rate11.850%$88.76

Rates accurate as of February 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

2Payment example is based on $1,000 for 12 months. To calculate your estimated payment, please use our payment calculator.