Loan Rates
{"items":[{"heading":"Home Buying Seminar","startDate":"January 23 at 2:23pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(4)","summary":"October 1, 2020
6PM EST
This seminar will be presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"February 24 at 4:03pm ET","url":"/resources/seminars-events/texas/transforming-social-security-into-a-winning-re-(1)","summary":"October 13, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"July 27 at 3:25pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 20, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 26 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 26, 2020 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 3 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"October 3, 2020 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 6 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(4)","summary":"October 6, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"October 1 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"October 10, 2020 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 15 at 6:00pm ET","url":"/resources/seminars-events/virginia/transforming-social-security-into-a-winning-re-(1)","summary":"October 15, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 22 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(5)","summary":"October 22, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 24 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(2)","summary":"October 24, 2020 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 3 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement-(1)","summary":"November 3, 2020
6PM EST
This seminar will be presented virtually via WebEx.
Click to register.","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 5 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement","summary":"November 5, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/virginia/planning-for-healthcare-in-retirement","summary":"November 17, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/texas/planning-for-healthcare-in-retirement","summary":"November 10, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""}]}

Personal Loan Rates

Shared Secured Personal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
365 daysFixed RateShare rate + 2.000%$84.37

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.

2Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.

Investment Certificate Secured Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE
Up to 365 daysFixed RateCertificate rate + 2.000%---

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate

It's Your Money Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 96 monthsFixed Rate7.950%$24.39

Rates accurate as of September 1, 2020 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Line of Credit Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate11.850%$26.27

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Salary Advance Line of Credit Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 90 daysFixed Rate17.750%$34.32

Rates accurate as of September 1, 2020 and are subject to change.

1 There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.

2APR refer to Annual Percentage Rate.

3Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.

Seasonal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 18 monthsFixed Rate4.950%$57.76

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.

2Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

Signature Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 96 monthsFixed Rate9.950%$25.34

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply. 

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Single Payment Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 365 daysFixed Rate11.850%$88.76

Rates accurate as of September 1, 2020 and are subject to change.

1APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

2Payment example is based on $1,000 for 12 months. To calculate your estimated payment, please use our payment calculator.