Loan Rates
{"items":[{"heading":"Home Buying Seminar","startDate":"April 25 at 2:48pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"April 25, 2024
6PM EST
Presented IN PERSON
Northeast Tennessee Association of Realtors (NETAR)
105 Tri-City Business Park
Johnson City, TN 37615 (Gray)
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/virginia-shred-days/shred-day-bristol,-va","summary":"May 18, 2024 – 8AM -12PM or until trucks reach maximum capacityLee Highway Branch
16501 Highlands Center Boulevard
Bristol, VA 24202","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn","summary":"May 4, 2024 – 8AM -12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"May 7 at 1:38pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"May 7, 2024
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 14 at 3:11pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"May 14, 2024
5:30PM EST
Presented IN PERSON
Walters State Community College
Niswonger - Greeneville Campus
Room 139

221 North College Street
Greeneville, TN 37745
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 21 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 21, 2024 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 28 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 28, 2024 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 4 at 1:00pm ET","url":"/resources/shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 4, 2024 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 5 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"October 5, 2024 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 19 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 19, 2024 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""}]}

Personal Loan Rates

Shared Secured Personal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
365 daysFixed RateShare rate + 2.000%$84.37

Rates accurate as of April 1, 2024 and are subject to change.

1APR refers to Annual Percentage Rate.

2Payment example is based on $1,000 for 12 months.  To calculate your estimated payment, please use our payment calculator.

Investment Certificate Secured Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE
Up to 365 daysFixed RateCertificate rate + 2.000%---

Rates accurate as of April 1, 2024 and are subject to change.

1APR refers to Annual Percentage Rate

It's Your Money Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 96 monthsFixed Rate9.450%$25.10

Rates accurate as of April 1, 2024 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Line of Credit Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate11.850%$26.27

Rates accurate as of April 1, 2024 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Salary Advance Line of Credit Loan Rates 1

LOAN TERMRATE TYPEAPR2 as low asPAYMENT EXAMPLE3
Up to 90 daysFixed Rate17.750%$34.32

Rates accurate as of April 1, 2024 and are subject to change.

1 There will be a $25 participation fee charged annually to maintain the Salary Advance Line of Credit.

2APR refer to Annual Percentage Rate.

3Payment example is based on $100 for 90 days.  To calculate your estimated payment, please use our payment calculator.

Seasonal Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 18 monthsFixed Rate6.950%$58.66

Rates accurate as of April 1, 2024 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.

2Payment example is based on $1,000 for 18 months.  To calculate your estimated payment, please use our payment calculator.

Signature Loan Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 96 monthsFixed Rate11.450%$26.07

Rates accurate as of April 1, 2024 and are subject to change.

1APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply. 

2Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.