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Save with ECU Visa®!
Does your credit card have a high interest rate? Do you have multiple credit card balances from various companies? Are you tired of spending money on unnecessary credit card fees?
There are many great benefits to using credit cards, such as building your credit history and earning rewards on purchases, but carrying balances from month to month on credit cards with high APRs can be costly due to accruing monthly interest. And unfortunately, many credit card companies take advantage of consumers with high interest rates, hidden fees, and offers that are too good to be true.
However, transferring your high-interest credit card balances to an ECU Visa credit card could help you save significantly in terms of lower monthly payments and long-term savings on interest.
Why transfer your credit card balances from other lenders to an ECU Visa?
Low fixed and variable rate options
No annual fees
No balance transfer fees
Free 24/7 fraud monitoring service
Turn your card off and on instantly from your mobile device with ECU CardControl
Immediate online cash advance availability
Options to earn rewards and cash back
How Much Could You Save by Switching to an ECU Visa Credit Card?
When you transfer your other credit card balances to an ECU Visa, you could save hundreds, or even thousands, of dollars in interest payments!
How much are you currently paying in credit card interest each month?
If you have a $10,000 credit card balance with a 22% APR and are making monthly payments of $300, it could take more than 50 months to pay it off, and you will likely pay more than $5,500 in interest alone.
FACT: According to The Federal Reserve, the average U.S. credit card interest rate is over 22%.
Discover Your Potential Savings!
Check out our Credit Card calculator to see how much you could save!
Ready to transfer your balance?
Process it yourself!
Perform a Cash Advance in ECU Online Banking by transferring funds from your ECU Visa to your Checking Account. Use the funds to pay off your high-interest credit card!
Or complete one of the following options, and we’ll process your request within two business days:
- Log in to ECU Online > Select 'Secure Forms' at the top of the screen > Under the 'Cards Forms' section, click 'See All' and select 'Balance Transfer Form' > Complete and submit the form.
- Call 423-229-8200 or 800-999-2328
What are you waiting for?
Transfer your balance to ECU and start saving today!
Don’t have an ECU Visa?
Important Information: Rates and terms are subject to change without notice. APR is Annual Percentage Rate. Interest will accrue on all balances unless paid in full at the end of each billing cycle. Cash advance and balance transfer balances are always subject to a finance charge from the date they are posted to your account. For details on the Visa Cardholder Agreement, please click here.