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ECU Choice Program

A financial program customized just for you.

As a medical or executive professional, we understand your busy and demanding life. That's why we have created a program specifically tailored to your needs.

Features

Additional Features include:

  • Beyond Free Checking account with no monthly fee, no fee to use your ECU Visa Check Card, no minimum balance requirement, and free stock checks – every box you order!
  • Competitive rates on automobiles, home equity loans, certificates of deposit, and investment properties.
  • Extraordinary Dividend – a year-end bonus!  (Subject to annual ECU board approval and member eligibility)

*The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. The consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. Certain restrictions may apply. Final pricing will be determined upon completion of the ECU loan application.


Ready to purchase a home?

Apply online now or contact a Mortgage Officer to get started.

Learn More

ECU Title & Escrow

Complete your home buying or selling experience at an ECU branch.

Mortgage Videos

Have questions about purchasing, building or selling a home? Check out these helpful videos, covering a broad range of mortgage topics.

Find a Realtor

Realtors are knowledgeable in many phases of the home buying and home selling process and can be a valuable resource to you.

Contact a Mortgage Relationship Manager

For more information, please contact a Mortgage Relationship Manager below.

Russell Herndon

Russell Herndon

Mortgage Relationship Manager, 159 Cook Street, Abingdon, VA 24210
Office: 276-619-2608
Mobile: 423-440-9366
Nikki Frazier

Nikki Frazier

Mortgage Relationship Manager, 421 North State of Franklin Road, Suite 400 Johnson City, TN 37604
Office: 423-262-1244
Mobile: 423-444-6918
Dayton Cargill

Dayton Cargill

Mortgage Relationship Manager, 2002 West Loop 281, Longview, TX 75604
Office: 903-803-2934
Mobile: 903-576-0306
Jeff Axley

Jeff Axley

Mortgage Relationship Manager, 190 Community Center Drive, Suite 104, Pigeon Forge, TN 37863
Office: 423-262-1246
Mobile: 865-776-5542
Michael Carter

Michael Carter

Mortgage Relationship Manager, 730 Commonwealth Drive, Norton VA 24273
Office: 276-619-2604
Mobile: 423-444-3760
Tamara Roller

Tamara Roller

Mortgage Relationship Manager, 201 South Wilcox Drive, Kingsport, TN 37660
Office: 423-262-5046
Mobile: 423-444-6893
Sabra Hayden

Sabra Hayden

Mortgage Relationship Manager, 255 Marketplace Blvd., Johnson City, TN 37604
Office: 423-722-1201
Mobile: 423-440-2528
Heather Baugh

Heather Baugh

Construction Relationship Manager, 2002 West Loop 281, Longview, TX 75604
Office: 903-803-2932
Mobile: 903-576-8304