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RV & Powersport Loans

Play in style!
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Looking for an adventure? Whether it’s a new boat, motorcycle, camper, or ATV, ECU’s RV and Powersport Loans will help you play in style with the same great features as our auto loans.

With our competitive rates, easy process, and selection of financing options, you can’t go wrong with an ECU recreational merchandise loan.

  • Great rates
  • Pre-qualification available
  • No application fees or pre-payment penalties
  • Extended terms up to 180 months*
  • Up to 100% financing
  • 24/7 application online or via phone

*Certain restrictions apply. Subject to approval. RV loans are intended for recreational purposes only.

Ready to play in the great outdoors?

Finance your recreational vehicle with ECU and you'll be outside in no time!

Learn More

Camper sitting next to a lake

Dealer Direct Program

Get your ECU RV/Powersports Loan without ever leaving the dealership!

car being towed

GAP Plans

Get vehicle loan protection for what your auto insurance may not cover if your vehicle is deemed a total loss due to an accident or theft.

woman with broken down car

Mechanical Repair Coverage

Protect yourself against certain out-of-pocket expenses due to unexpected repairs after the factory warranty has expired.

Young family walking through field

ECU Loan Guardian

A loan-payment protection option that helps relieve the financial burden of your loan when income may be reduced or lost due to an unexpected event in your life. 


RV & Powersport Loan Rates

Rates are subject to change.

Loan Term1 Collateral Type APR2 as low as Payment Example3
36 - 180 Months New RV & Powersport 6.150% - 9.100% $321.90 - $350.68
36 - 180 Months Used RV & Powersport 6.350% - 9.590% $323.80 - $355.60

Rates accurate as of May 1, 2024 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.<

3Payment example is based on $20,000 for 75 months. To calculate your estimated payment on other terms, please use our payment calculators.


  • Boat, Motor, Trailer
  • Travel Trailer
  • Motor Home
  • Pop-up Camper
  • 5th Wheel Camper
  • Truck Camper
  • Motorcycle or Dirt Bike
  • Personal Watercraft
  • Motorcycle Trailer
  • Motorcycle Side Car
  • ATV or 4 Wheeled Utility Cart
  • And More! – Just ask your loan officer if your item is eligible for financing!