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ECU Appreciates You!

Open new products at ECU and you could receive up to $1,000.

ECU appreciates you for your extraordinary dedication and service!

We would like to help you save time and money!  Look below to learn more!

Open New Products at ECU and You Could Receive Up to $1,000!

RECEIVE $100 for the first BEYOND FREE CHECKING ACCOUNT you open when you set up your new checking with an automatic debit or direct deposit.

With the Beyond Free Checking Account, you’ll enjoy features like:

  • Free checks
  • Earning dividends
  • No minimum balance requirements
  • No monthly fees

Open your new account from the convenience of your phone or tablet in as little as 15 minutes.

If you open your account online, be sure to notate that you are a school system employee in the comments section.

RECEIVE $100 lender credit toward closing costs when you close a new or refinance an existing HOME EQUITY loan from another lender.

RECEIVE$500 lender credit toward closing costs when you close a new or refinance an existing MORTGAGE from another lender.

RECEIVE $50 when you make a minimum of $500 in purchase charges with your new ECU VISA® over the first three months.

RECEIVE $100 each time you finance or refinance from another lender an AUTO and/or STUDENT LOAN greater than $10,000.


To be eligible for great savings, tell your ECU member representative that you are a school system employee when you open new ECU accounts. If you apply online, please make a note about this in the comments section of your application. If you complete your ECU auto loan with one of ECU’s Dealer Direct Partners, please call 423.578.3510 to redeem the offer.

Don't have time to visit a branch? Visit us online.

At ECU, our desire is to help you save money, but we also want to help you save time.  Members can access to manage accounts, deposit checks, transfer money, make payments, change information, set-up account nicknames, set-up notifications, and more!  We have a nationally acclaimed mobile app and an ECU Cards app to help you manage your accounts and card from wherever you are!



Bring a valid, government issued I.D. displaying your correct address. An initial deposit of $5.00 to open your share/savings is required. There are no minimum balance requirements on your ECU checking account.


We provide starter checks and at most branches a debit or ATM card on the day you open your account.


Setting up your direct deposit is easy. We will provide you with the information you will need to take to your employer so direct deposit can be established. It’s that simple.


Getting pre-approved for a loan is an excellent way to start the loan process, but whether you choose pre-approval or need your loan today, here are some items you’ll need to bring with you to make the process flow smoothly:

  • Picture I.D. with current address

  • Copy of title, registration, or a deal sheet showing the vehicle identification number

  • Last two pay stubs (or last two tax returns if self-employed or retired)

  • If refinancing, please bring your most recent statement from the current lender

Deposit(s) will be made into appropriate accounts within 30 days of meeting the stated criteria. Loans are subject to credit approval. Borrower must be a school system employee at the time of the loan closing in order to receive the lender credit or reward. Redemption of this offer is user acknowledgement of responsibility to report this gift for tax purposes. Payments of all federal, state and local taxes are the sole responsibility of the member.