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    Not an ECU Member?

    Membership is open to anyone who lives near our locations! Join the ECU family now.

    Join Today

    ECU appreciates you for your extraordinary dedication and service!

    We are offering you opportunities to win great prizes!  Plus, we'd like to help you save time and money!  Look below to learn more!


    Don't have time to visit a branch? Visit us online.

    At ECU, our desire is to help you save money, but we also want to help you save time.  Members can access www.ecu.org to manage accounts, deposit checks, transfer money, make payments, change information, set-up account nicknames, set-up notifications, and more!  We have a nationally acclaimed mobile app and an ECU Cards app to help you manage your accounts and card from wherever you are!

    Learn more about:

    Mobile Deposits

    Online Account Opening

    ECU Online

    ECU Cards App



    Important: Tell your ECU Member Representative that you are a School System employee

    when you open new ECU accounts to be eligible for these great savings!

    If you apply online, please make a note about this in the comments section of your application.

    If you complete your ECU auto loan with one of ECU's Dealer Direct partners, please call 423.578.3510 to redeem the offer.

    800wCheckingHeader.jpgRECEIVE $100 for the first BEYOND FREE CHECKING ACCOUNT you open when you set up your new checking with an automatic debit or direct deposit.

    Have you been putting off becoming an ECU member or opening an ECU Beyond Free Checking account because it just wasn’t convenient? Well, it’s time to make the move! You'll enjoy features like:

    • Free checks
    • Earning dividends
    • No minimum balance requirements
    • No monthly fees

    ECU’s new online solution lets you open your new account from the convenience of your phone or tablet in as little as 15 minutes. The whole process is completed online, from start to finish! If you open your account online, be sure to notate that you are a school system employee in the comments section.


    RECEIVE $100 lender credit toward closing costs when you close a new or refinance an existing HOME EQUITY loan from another lender.

    RECEIVE a $500 lender credit toward closing costs when you close a new or refinance an existing MORTGAGE from another lender.

    800wVisaHeader.jpgRECEIVE $50 when you make a minimum of $500 in purchase charges with your new ECU VISA over the first three months.


    RECEIVE $100 each time you finance or refinance from another lender an AUTO and/or STUDENT LOAN greater than $8,000.


    Note:If you complete your ECU auto loan with one of ECU's Dealer Direct partners, please call 423.578.3510 to redeem the offer.



    Click Here to Register


    To open a membership and/or checking account:

    Bring a valid, government issued I.D. displaying your correct address. An initial deposit of $5.00 to open your share/savings is required. There are no minimum balance requirements on your ECU checking account.

    What we provide: We provide starter checks and at most branches a debit or ATM card on the day you open your account.

    Direct deposits: Setting up your direct deposit is easy. We will provide you with the information you will need to take back to your employer, and if you receive Social Security, SSI or Veterans Benefits, we can transfer that for you right in the branch!

    To apply for or transfer a loan: Getting pre-approved for a loan is an excellent way to start the loan process, but whether you choose pre-approval or need your loan today, here are some items you’ll need to bring with you to make the process flow smoothly:

    • Picture I.D. with current address

    • Copy of title, registration, or a deal sheet showing the vehicle identification number

    • Last two pay stubs (or last two tax returns if self-employed or retired)

    • If refinancing, please bring your most recent statement from the current lender

    THINGS YOU NEED TO KNOW ABOUT THESE OFFERS: Deposit(s) will be made into appropriate accounts within 30 days of meeting the stated criteria. Loans are subject to credit approval.  Borrower must be a school system employee at the time of the loan closing in order to receive the lender credit or reward.  Redemption of this offer is user acknowledgement of responsibility to report this gift for tax purposes. Payments of all federal, state and local taxes are the sole responsibility of the member. 

    Official Contest Rules

    1. Contest entries may be submitted from July 31, 2020 – April 30, 2021. Three separate drawings will occur for the five $100 gift cards to be given away in the October, January and April drawings. All entries will be combined for the grand prize drawing of a $500 gift card. No purchase is necessary to win.

    2. Entries will be automatically entered for the prize drawing when you register above.

    3. The winning entries will be determined by a witnessed random drawing to be held on or about the October 16, 2020, January 15, 2021, and April 9, 2021. All entries will be combined for the grand prize drawing.

    4. You may also enter to win by printing your name, complete address and telephone number on a 3x5 card and mailing it to: ECU School System Drawing, Eastman Credit Union, 2021 Meadowview Lane, Kingsport, TN, 37660, Attn: Marketing Dept. All entries must be postmarked by April 1, 2021. Entries will become the property of Eastman Credit Union (ECU) and will not be returned. Entries are limited to one entry per day per person and no duplicate entries will be accepted. ECU is not responsible for illegible, incomplete, mutilated or lost entries. Contest is open only to current ECU members. ECU employees and their immediate family members living in the same household are not eligible.

    5. The odds of winning will be determined solely by the number of entries received.

    6. Winner will be notified by telephone, mail or e-mail and required to sign and return within 21 days an affidavit of eligibility, release of liability, and consent to use his or her name and likeness for advertising and publicity purpose, without further consent. Failure to comply with all the conditions of the contest may result in prize forfeiture and selection of a new winner. You must be 18 years of age to enter. Winner may not transfer prize rights or obtain substitutions or cash redemption.

    7. This offer is void where prohibited and subject to federal, state and local laws and taxes. Applicable taxes are the responsibility of prize winners.

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