To open a membership and/or checking account

Bring a valid, government issued I.D. displaying your correct address. An initial deposit of $5.00 to open your share/savings is required. There are no minimum balance requirements on your ECU checking account.

What we provide

We provide starter checks and at most branches a debit or ATM card on the day you open your account.

Direct deposits

Setting up your direct deposit is easy. We will provide you with the information you will need to take to your employer so direct deposit can be established. It’s that simple.

To apply for or transfer a loan

Getting pre-approved for a loan is an excellent way to start the loan process, but whether you choose pre-approval or need your loan today, here are some items you’ll need to bring with you to make the process flow smoothly:

• Picture I.D. with current address

• Copy of title, registration, or a deal sheet showing the vehicle identification number

• Last two pay stubs (or last two tax returns if self-employed or retired)

• If refinancing, please bring your most recent statement from the current lender

Deposit(s) will be made into appropriate accounts within 30 days of meeting the stated criteria. Loans are subject to credit approval. Borrower must be a school system employee at the time of the loan closing in order to receive the lender credit or reward. Redemption of this offer is user acknowledgement of responsibility to report this gift for tax purposes. Payments of all federal, state and local taxes are the sole responsibility of the member.

NO PURCHASE NECESSARY TO WIN

The ECU School Systems Rewards contest is open to anyone 18 years and older as of date of entry. Void where prohibited or restricted by law, rule or regulation. All applicable federal, state and local laws apply.

ECU employees and their immediate family members living in the same household are not eligible.

How to Participate

The Contest starts on July 26, 2022 at 10:00 AM Eastern Time (“ET”) and ends on April 30, 2023 at 11:59 PM ET (the “Contest Period”).

Participants may submit their entry as follows:

Participants will complete a form at www.ecu.org/edu for entry to win.

You may also enter to win by printing your name, complete address and telephone number on a 3x5 card, along with your entry, and mailing it to: ECU School System Rewards, Eastman Credit Union, 2021 Meadowview Lane, Kingsport, TN 37660: Attn: Marketing Dept. All entries must be postmarked by April 30, 2023.

Limit one (1) contest entry per household. Additional entries received beyond the first Entry will be void. By submitting an Entry, entrant hereby warrants and represents that the Entry conforms to the Entry Requirements set forth herein. Entries that are deemed by the judges in their sole discretion to be immoral, obscene, profane or not in keeping with Sponsor’s image or in violation of these Official Rules will be void. In addition, to be eligible, Entry cannot include any third-party intellectual property, general property, likeness or imagery. Entry cannot defame or invade intellectual property rights of any person, living or deceased, or otherwise infringe upon any copyrighted, trademarked, or patented works or person’s personal or proprietary rights. All Entries become the exclusive property of Eastman Credit Union, and none will be acknowledged or returned.

Participants may only win one (1) time. Once a participant is chosen as a winner, their entry will be removed from the contest.

Choosing Winners:

Two (2) $500 prizes to grant Amazon WishList items will be awarded from a drawing on December 1, 2022, and two (2) $500 prizes to grant Amazon WishList items will be awarded from a drawing on May 5, 2023.

Winner will be notified by telephone, mail or e-mail and required to sign and return within 21 days an affidavit of eligibility, release of liability, and consent to use his or her name, likeness, and testimonial for advertising and publicity purpose, without further consent. Failure to comply with all the conditions of the contest may result in prize forfeiture and selection of a new winner. Winner may not transfer prize rights or obtain substitutions or cash redemption.

Any applicable taxes are the responsibility of the prize winner.

Odds: The odds of winning depend on the number of eligible entries received.

Miscellaneous:

No transfer, assignment, cash redemption or substitution of prize (or portion of prize) permitted except by Sponsor who reserves the right to substitute a prize (or applicable portion of prize) of comparable or greater value, at its sole discretion. Failure to satisfy any of the foregoing, comply with these Official Rules or any prize or prize notification being returned as non-deliverable or Sponsor being unable to contact potential winner within a reasonable time period for any reason will result in prize being forfeited and, at Sponsor’s discretion, a runner-up winner may be selected from all remaining eligible entries. By participating, each entrant acknowledges and agrees: (1) to be bound by these Official Rules and the decisions of the Sponsor and judges which are final and binding in all respects; (2) that Released Parties and their respective designees shall have the right and permission to use (unless prohibited by law) entrant’s name, voice, city and state of residence, photograph and/or likeness for advertising and/or trade and/or any other purpose in any media now or hereafter known without further compensation, permission or notification to entrants or any third parties.

Winners List: For a full list of Prize winners, available after May 5, 2023, send a self-addressed, stamped envelope for receipt by May 31, 2023 to: ECU School System Rewards: Marketing Department, 2021 Meadowview Lane, Kingsport, TN 37660

Sponsor’s Principal Place of Business: Eastman Credit Union, 2021 Meadowview Lane, Kingsport, TN 37660

Sponsor’s Mailing Address: Eastman Credit Union, 2021 Meadowview Lane, Kingsport, TN 37660