A GAP plan ensures that you will not pay for a vehicle you no longer own due to an accident or theft. In the event of a total loss, your personal auto insurance generally pays the average retail value (based on N.A.D.A average retail price).

Odds are you could owe more on your loan than your insurance company will pay—a GAP plan will pay the difference for you.

You can add GAP protection to your new or existing ECU auto loan at an affordable price. The cost can be added to the balance of your loan with no increase to your monthly payment.

This product is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Insurance products are not a deposit or obligation of, or guaranteed by, Eastman Credit Union or its affiliates. These products are not insured or guaranteed by NCUA.

For more information on GAP plans or to add a GAP plan to your loan, please call 800.999.2328