Loans
{"items":[{"heading":"Home Buying Seminar","startDate":"January 23 at 2:23pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(4)","summary":"October 1, 2020
6PM EST
This seminar will be presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"February 24 at 4:03pm ET","url":"/resources/seminars-events/texas/transforming-social-security-into-a-winning-re-(1)","summary":"October 13, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"July 27 at 3:25pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 20, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 26 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 26, 2020 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 3 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"October 3, 2020 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 6 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(4)","summary":"October 6, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"October 1 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"October 10, 2020 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 15 at 6:00pm ET","url":"/resources/seminars-events/virginia/transforming-social-security-into-a-winning-re-(1)","summary":"October 15, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 22 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(5)","summary":"October 22, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 24 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(2)","summary":"October 24, 2020 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 3 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement-(1)","summary":"November 3, 2020
6PM EST
This seminar will be presented virtually via WebEx.
Click to register.","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 5 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement","summary":"November 5, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/virginia/planning-for-healthcare-in-retirement","summary":"November 17, 2020
6PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/texas/planning-for-healthcare-in-retirement","summary":"November 10, 2020
6PM CST (Texas)
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""}]}

Features

Whether you need a tractor, a bull dozer or a golf cart, ECU can help! ECU’s competitive rates and easy process make getting a loan a fast and convenient. ECU finances Equipment Loans for up to 15 years*. Used equipment may be financed up to 100% of the wholesale value in the NADA Farm Equipment Guide.

What can I finance with an ECU Equipment loan?

  • Tractor, Combine, Hay Baler, Rototiller
  • Backhoe, Bulldozer, Trencher, Dump Truck, Trackhoe
  • Cattle, Horse and Hauling Trailers
  • Lawn Mower and Landscaping Equipment
  • Golf Carts
  • Scissor Lift, Fork Lift, Loader
  • Delivery Van, Box Truck, Tow Truck, Flatbed Truck

*Certain restrictions apply.  Subject to approval. 

Learn More:

  • Apply Now for an Equipment Loan

    Completing our online application is as easy as 1-2-3! We’ll ask questions about your personal finances and the equipment. Apply now to get started

  • Skip a Payment

    ECU encourages members to make responsible financial decisions, but sometimes life is full of surprises.

  • ECU Loan Guardian

    Do you worry about unexpected life events that could leave you struggling to pay your bills?

Equipment Loan Rates

Rates are subject to change.  Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.

LOAN TERM 1COLLATERAL TYPEAPR as low as 2PAYMENT EXAMPLE3
36 - 180 monthsFixed Rate3.350% - 5.550%$22.29 - $23.28

Rates accurate as of September 1, 2020 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Have Loan Questions?

Calculate Your Answers


Many factors go into determining the final loan amount for the purchase of new or used equipment. Our calculators are designed to help you plan and estimate your payments.

Equipment Loan Calculators