Loans
{"items":[{"heading":"Home Buying Seminar","startDate":"February 13 at 12:07pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"August 28, 2018 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"February 26 at 1:35pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"September 18, 2018 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"February 26 at 2:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"October 23, 2018 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"February 26 at 2:16pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 16, 2018 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"February 26 at 2:26pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"September 18, 2018 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"February 26 at 2:32pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"November 13, 2018 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"February 26 at 2:41pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"November 13, 2018 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Medicare Seminar","startDate":"April 12 at 6:00pm ET","url":"/resources/seminars-events/tennessee/medicare-seminar","summary":"April 12, 2018 — 6PM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Shred Day - Blountville","startDate":"September 15 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville","summary":"September 15, 2018 – 8AM-12PMBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Shred Day - Gray","startDate":"September 29 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray","summary":"September 29, 2018 – 8AM-12PMGray Branch
384 Roy Martin Road
Gray, TN","lat":"36.418432","lng":"-82.467689"},{"heading":"Shred Day - Gate City","startDate":"October 6 at 8:00am ET","url":"/resources/seminars-events/virginia/shred-day-gate-city","summary":"October 6, 2018 – 8AM-12PMGate City Branch
265 Jones St.
Gate City, VA 24251 ","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 9 at 11:30am ET","url":"/resources/seminars-events/tennessee/social-security-seminar-(3)","summary":"October 9, 2018 — 11:30AM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 9 at 6:00pm ET","url":"/resources/seminars-events/tennessee/social-security-seminar-(4)","summary":"October 9, 2018 — 6PM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Shred Day - Meadowview","startDate":"October 13 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-meadowview","summary":"October 13, 2018 – 8AM-12PMMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 18 at 6:00pm ET","url":"/resources/seminars-events/tennessee/social-security-seminar-(5)","summary":"October 18, 2018 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 25 at 6:00pm ET","url":"/resources/seminars-events/virginia/social-security-seminar-(1)","summary":"October 25, 2018 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 25 at 6:00pm ET","url":"/resources/seminars-events/texas/social-security-seminar-(1)","summary":"October 25, 2018 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Retirement Seminar","startDate":"November 1 at 11:30am ET","url":"/resources/seminars-events/tennessee/retirement-seminar","summary":"November 1, 2018 — 11:30AM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Retirement Seminar","startDate":"November 1 at 6:00pm ET","url":"/resources/seminars-events/tennessee/retirement-seminar-(1)","summary":"November 1, 2018 — 6PM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Retirement Seminar","startDate":"November 6 at 6:00pm ET","url":"/resources/seminars-events/tennessee/retirement-seminar-(2)","summary":"November 6, 2018 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Retirement Seminar","startDate":"November 15 at 6:00pm ET","url":"/resources/seminars-events/virginia/retirement-seminar","summary":"November 15, 2018 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Retirement Seminar","startDate":"November 15 at 6:00pm ET","url":"/resources/seminars-events/texas/retirement-seminar","summary":"November 15, 2018 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""}]}

Features

Whether you need a tractor, a bull dozer or a golf cart, ECU can help! ECU’s competitive rates and easy process make getting a loan a fast and convenient. ECU finances Equipment Loans for up to 15 years*. Used equipment may be financed up to 100% of the wholesale value in the NADA Farm Equipment Guide.

What can I finance with an ECU Equipment loan?

  • Tractor, Combine, Hay Baler, Rototiller
  • Backhoe, Bulldozer, Trencher, Dump Truck, Trackhoe
  • Cattle, Horse and Hauling Trailers
  • Lawn Mower and Landscaping Equipment
  • Golf Carts
  • Scissor Lift, Fork Lift, Loader
  • Delivery Van, Box Truck, Tow Truck, Flatbed Truck

*Minimum loan amount of $1,000. Certain restrictions apply. Monthly payment would be $29.28 per $1,000.00 per month for 36 months at 3.45% Annual Percentage Rate.

Learn More:

  • Apply Now for an Equipment Loan

    Completing our online application is as easy as 1-2-3! We’ll ask questions about your personal finances and the equipment. Apply now to get started

  • Skip a Payment

    ECU encourages members to make responsible financial decisions, but sometimes life is full of surprises.

  • ECU Loan Guardian

    Do you worry about unexpected life events that could leave you struggling to pay your bills?

Equipment Loan Rates

Rates are subject to change.  Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.

TERMLOAN TERMAPR1 as low asPAYMENT EXAMPLE2
36 - 240 monthsFixed Rate3.300% - 8.750%$22.27 - $24.77

Rates accurate as of June 20, 2018 and are subject to change.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria, loan amount and loan to value. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Have Loan Questions?

Calculate Your Answers


Many factors go into determining the final loan amount for the purchase of new or used equipment. Our calculators are designed to help you plan and estimate your payments.

Equipment Loan Calculators