ECU knows choosing the right financing option for your new purchase is an important decision and that’s why we have auto loans to fit most budgets and lifestyles. With our competitive rates, easy process, and selection of financing options, you can’t go wrong with an ECU auto loan.

• Low rates and affordable payments
• No application fees or pre-payment penalties
• Up to 125% financing*
• Defer your payments for 90 days*
• Apply and complete your loan completely online – even on your mobile device!
• Extended term up to 120 months*
• GAP plans and vehicle service plans available

*Certain restrictions apply.  Subject to approval.

Explore Auto Loans

Learn More

Our team of experienced professionals will be right by your side to walk you through the loan process and make the transaction as smooth as possible. You can also take comfort in knowing your mortgage never leaves our hands. From the time you apply for your ECU mortgage until the day you make your final payment, your loan remains right here with ECU.

• Competitive rates & flexible features
• Apply in 20 minutes or less, 24 hours a day, 7 days a week
• Lock your interest rate online for a period of 60 days while you shop
• Local servicing ensures your payments, questions, and day-to-day managing of your loan is handled locally by ECU
• Low payment, low rate, and low or no down payment options available
• Extraordinary Dividend paid on dividends earned or interest paid on mortgage loans and is based on the approval of the ECU Board and member eligibility.

See All Mortgage Products

Learn More

• No annual or balance transfer fee
• Free 24/7 fraud monitoring service
• Zero Liability Fraud Protection
• Great Rates, Affordable Payments & Flexible Terms
• Loan Consolidations
• Single Payment Loans
• Personal Lines of Credit
• Apply 24/7 online or over the phone

It’s so easy. Apply for your ECU Visa® credit card today!

View Credit Cards

For information on the terms and agreements, please view the Cardholder Agreement.

Learn More

Whatever your idea of outdoor fun, ECU can get you there with an RV and Powersports loan for the purchase of a new or used boat, motorcycle, ATV, jetski or camper with most of the same great features as our auto loans. With our competitive rates, easy process and selection of financing options, you can’t go wrong with a RV & Powersports Loan from ECU.

What can I finance with an RV & Powersports Loan?

• Boat, Motor & Trailer
• Travel Trailer, Motor Home, 5th Wheel or Pop-up camper
• Truck Camper
• Motorcycle, ATV or 4 Wheeled Utility Cart
• And more – just ask your loan officer if your item is eligible for financing.

Learn More

Learn More

Whether your child needs braces or your car needs repairs, you have the opportunity to take the vacation of a lifetime or just want to consolidate your existing bills, ECU has an option for you with competitive rates and affordable payments. We’ll even do loan consolidations!

Learn More

Learn More

ECU offers a student loan that is hassle free and has no application fees. ECU’s revolving line-of-credit allows the student to set up the loan one time then make advances each semester to cover costs. Whether you are just out of high school or working on your second career, ECU is here to help with great fixed rates and interest-only payments until graduation.

• Extended terms up to 25 Years*
• Great, Fixed Rates
• No fees or pre-payment penalties
• No lengthy forms or annual renewal
• Interest-only payments until graduation
• Consolidations available

*Certain restrictions apply. Subject to approval.

FEDERAL LOAN CONSOLIDATION: Federal student loans are funded by the federal government. Private student loans are nonfederal loans, made by a lender such as a bank, Credit Union, state agency, or a school. Federal student loan programs offer various benefits and repayment options, such as income-driven repayment plans or loan forgiveness programs. If You consolidate or refinance Your federal loans with a private lender, such as ECU, You will lose benefits available to federal student loan borrowers. For more information, visit www.ed.gov.

Learn More

Learn More

ECU finances Equipment Loans for up to 15 years*. Used equipment may be financed up to 100% of the wholesale value in the NADA Farm Equipment Guide.

What can I finance with an ECU Equipment Loan?

• Tractor, Hay Baler, Combine, Rototiller
• Backhoe, Loader, Trackhoe, Forklift, Trencher
• Cattle & Horse Trailers
• Cargo Trailer
• Lawn Mower & Landscaping Equipment
• Golf Cart
• Box Truck, Dump Truck, Two Truck, Flatbed Truck
• Delivery or Work Van
• And more – ask your loan officer if your item is eligible for financing.

*Minimum loan amount of $1,000. Certain restrictions apply. Monthly payment would be $29 per $1,000. for 36 months at 3.35% Annual Percentage Rate.

Learn More