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    Savings

    Savings accounts that fit your individual needs.

    We offer competitive rates on a variety of savings options to fit every need and lifestyle.

    Setting aside cash on a regular basis is a great habit.  Savings accounts provide a secure place to put your money while earning dividends each month.  Whether saving money for yourself, a special occasion, or for a child in a Uniform Transfer to Minors Account, ECU has the savings account to meet your need.

    • Competitive rates

    • Flexible features

    • Specialty savings accounts

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    Auto Loans


    ECU offers competitive rates, an easy process and a variety of financing options. We can help you find the auto loan option that fits your budget and lifestyle.

    Apply Today

    Not a member? It's easy!

    Join Today

    Regular Savings

    It’s just what it says it is—a secure, old fashioned savings account that allows you to save for a rainy day or a special occasion.

    • Competitive interest rates

    • Establishes your ECU membership and qualifies you as a shareholder in ECU

    • Federally insured by NCUA

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    Christmas Club Account

    Are holiday expenses a strain on your budget? Prepare for the holidays all year with a Christmas Club Account!

    • Fund your account using convenient methods including an automatic transfer, payroll deductions, or make over-the-counter deposits

    • Earn dividends on every deposit

    • Early withdrawals from the account can be made at anytime

    • Funds will automatically be disbursed into your ECU Regular Savings Account the first week in November; however, you may withdraw funds from your Christmas Club Account in September and October without being charged an early withdrawal fee

    Note: Dividends earned on the Christmas Club Account are compounded monthly. There is a $10.00 fee for each early withdrawal.

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    Stash Your Cash Account

    Are you saving for a special occasion? This unique savings account can help you reach your goals!

    • Fund your account using convenient methods including an automatic transfer, payroll deduction, or over-the-counter deposits

    • Earn monthly compounded interest on every deposit you make into your account

    • Enjoy the flexibility of selecting the date your Stash Your Cash Account balance automatically transfers to your Regular Savings Account

    • You can make early withdrawals from the account

     

    Health Savings Account

    Let us help protect you against major health care costs associated with a high deductible health insurance plan.

    • Flexibility to pay current medical expenses or save for future needs

    • Tax-deductible contributions

    • Tax-free earnings

    • Tax-free withdrawals, if used properly

    • Balance carries over from year to year

    • Remains with you, regardless of change in coverage or employment

    To learn more about HSA accounts, call 800.999.2328.

    Money Market Account

    Watch your money grow with this alternative to a regular savings account or investment certificate!

    • Tiered rate structure

    • Flexibility of a checking account

    • No penalties for withdrawals

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    Savings Rates

    Rates are subject to change.

    AmountAnnual Percentage YieldDividend Rate
    Any amount greater than $5.000.30%0.30%

    Rates accurate as of February 01, 2018 and are subject to change.

    1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.

    2Rate and APY for the share account also applies to the Christmas Club, Health Savings Account, Wellness, Stash Your Cash and Secure Visa accounts.

    Money Market Rates

    Rates are subject to change.

    AMOUNTANNUAL PERCENTAGE YIELD1DIVIDEND RATE
    $0 - 9,9990.25%0.25%
    $10,000 - 24,9990.30%0.30%
    $25,000 - 49,9990.35%0.35%
    $50,000 - 99,9990.40%0.40%
    $100,000 - 199,0000.45%0.45%
    $200,000 or greater0.55%0.55%

    Rates accurate as of February 01, 2018 and are subject to change.

    1APY refers to annual percentage yield and is subject to change at the discretion of Eastman Credit Union with the exception of the share account which is determined by the credit union board of directors. APY assumes dividends will remain on deposit. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. APY shown is accurate as of the last dividend declaration date. Dividends are paid monthly on all accounts. Dividends earned on all accounts may be transferred to another account at ECU. Checks are not issued for dividends earned on these account types.

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