Loans
{"items":[{"heading":"Home Buying Seminar","startDate":"February 21 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(1)","summary":"February 21, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"February 26 at 12:14am ET","url":"/resources/seminars-events/texas/home-selling-seminar","summary":"February 26, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"March 7 at 11:30am ET","url":"/resources/seminars-events/tennessee/social-security,-medicare,-and-your-retirement","summary":"March 7, 2019 — 11:30AM & 6:00PM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"March 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar","summary":"March 7, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Student Lending Seminar","startDate":"March 12 at 6:00pm ET","url":"/resources/seminars-events/tennessee/student-lending-seminar-(2)","summary":"March 12, 2019 — 6PM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"March 12 at 6:00pm ET","url":"/resources/seminars-events/virginia/social-security,-medicare,-and-your-retirement","summary":"March 12, 2019 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"March 26 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"March 26, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"March 26 at 6:00pm ET","url":"/resources/seminars-events/texas/social-security,-medicare,-and-your-retirement","summary":"March 26, 2019 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"March 28 at 6:00pm ET","url":"/resources/seminars-events/tennessee/social-security,-medicare,-and-your-retirement-(1)","summary":"March 28, 2019 — 6PM.
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Importance of Asset Allocation","startDate":"April 4 at 6:00pm ET","url":"/resources/seminars-events/tennessee/importance-of-asset-allocation","summary":"April 4, 2019 — 6PM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Importance of Asset Allocation","startDate":"April 9 at 6:00pm ET","url":"/resources/seminars-events/virginia/importance-of-asset-allocation","summary":"April 9, 2019 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"April 11 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"April 11, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Johnson City, TN","startDate":"April 13 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-johnson-city,-tn","summary":"April 13, 2019 – 8AM-12PM or until trucks reach maximum capacityState of Franklin Branch
255 Marketplace Blvd
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Student Lending Seminar","startDate":"April 16 at 6:00pm ET","url":"/resources/seminars-events/tennessee/student-lending-seminar-(1)","summary":"April 16, 2019 — 6PM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"April 16 at 6:00pm ET","url":"/resources/seminars-events/texas/construction-seminar","summary":"April 16, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Importance of Asset Allocation","startDate":"April 23 at 6:00pm ET","url":"/resources/seminars-events/texas/importance-of-asset-allocation","summary":"April 23, 2019 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Importance of Asset Allocation","startDate":"April 23 at 6:00pm ET","url":"/resources/seminars-events/tennessee/importance-of-asset-allocation-(1)","summary":"April 23, 2019 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Student Lending Seminar","startDate":"April 25 at 6:00pm ET","url":"/resources/seminars-events/tennessee/student-lending-seminar","summary":"April 25, 2019 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Shred Day - Mount Carmel, TN","startDate":"April 27 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-mount-carmel,-tn","summary":"April 27, 2019 – 8AM - 12PM or until trucks reach maximum capacityMt. Carmel Branch
166 W. Main Street
Mt. Carmel, TN 37645","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 4 at 8:00am ET","url":"/resources/seminars-events/virginia/shred-day-bristol,-va","summary":"May 4, 2019 – 8AM - 12PM or until trucks reach maximum capacityLee Highway Branch
16501 Highlands Center Blvd
Bristol, VA 24202","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 7 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"May 7, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Estates and Trusts","startDate":"May 7 at 6:00pm ET","url":"/resources/seminars-events/tennessee/estates-and-trusts","summary":"May 7, 2019 — 6PM
The Press Room at Food City
300 Clinchfield Street
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Estates and Trusts","startDate":"May 14 at 6:00pm ET","url":"/resources/seminars-events/virginia/estates-and-trusts","summary":"May 14, 2019 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"May 18 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"May 18, 2019 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Estates and Trusts","startDate":"May 21 at 6:00pm ET","url":"/resources/seminars-events/texas/estates-and-trusts","summary":"May 21, 2019 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Estates and Trusts","startDate":"May 21 at 6:00pm ET","url":"/resources/seminars-events/tennessee/estates-and-trusts-(1)","summary":"May 21, 2019 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"July 23 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"July 23, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 13 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 13, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 10, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 10, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"September 14 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"September 14, 2019 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 28 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 28, 2019 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"October 1, 2019 — 6PM.
Northeast Tennessee Association of Realtors
105 Tri-City Business Park Drive
Johnson City, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Gate City","startDate":"October 5 at 8:00am ET","url":"/resources/seminars-events/virginia/shred-day-gate-city","summary":"October 5, 2019 – 8AM-12PM or until trucks reach maximum capacityGate City Branch
265 Jones St.
Gate City, VA 24251 ","lat":"","lng":""},{"heading":"Social Security Seminar","startDate":"October 8 at 11:30am ET","url":"/resources/seminars-events/tennessee/social-security-seminar","summary":"October 8, 2019 — 11:30AM & 6:00PM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"October 15 at 6:00pm ET","url":"/resources/seminars-events/virginia/social-security,-medicare,-and-your-retirement-(1)","summary":"October 15, 2019 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 22 at 12:00pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 22, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"October 22 at 6:00pm ET","url":"/resources/seminars-events/tennessee/social-security,-medicare,-and-your-retirement-(2)","summary":"October 22, 2019 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Social Security, Medicare, and Your Retirement","startDate":"October 22 at 6:00pm ET","url":"/resources/seminars-events/texas/social-security,-medicare,-and-your-retirement-(1)","summary":"October 22, 2019 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 26 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn","summary":"October 26, 2019 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Health Care: Plan for its Cost in Retirement","startDate":"November 7 at 6:00pm ET","url":"/resources/seminars-events/tennessee/health-care-plan-for-its-cost-in-retirement","summary":"November 7, 2019 — 6:00PM
The Crown Center at Food City
1205 N Eastman Road
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"November 12 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"November 12, 2019 — 6PM.
Staybridge Suites
3409 N Fourth Street
Longview, TX 75605","lat":"","lng":""},{"heading":"Health Care: Plan for its Cost in Retirement","startDate":"November 12 at 6:00pm ET","url":"/resources/seminars-events/virginia/health-care-plan-for-its-cost-in-retirement","summary":"November 12, 2019 — 6PM
The Euclid Center at Food City
1320 Euclid Avenue
Bristol, VA 24201","lat":"","lng":""},{"heading":"Health Care: Plan for its Cost in Retirement","startDate":"November 14 at 6:00pm ET","url":"/resources/seminars-events/texas/health-care-plan-for-its-cost-in-retirement","summary":"November 14, 2019 — 6PM
Hampton Inn
3044 N Eastman Road
Longview, TX 75605","lat":"","lng":""},{"heading":"Health Care: Plan for its Cost in Retirement","startDate":"November 19 at 6:00pm ET","url":"/resources/seminars-events/tennessee/health-care-plan-for-its-cost-in-retirement-(1)","summary":"November 19, 2019 — 6PM
The Depot at Food City
920 N State of Franklin Road
Johnson City, TN 37604","lat":"","lng":""}]}

Features

Is it time to play in style with a new boat, motorcycle or camper? Or maybe it’s a jet ski or ATV. Whatever your idea of outdoor fun, ECU can get you there with a RV and Powersports loan with most of the same great features as our auto loans.

With our competitive rates, easy process and selection of financing options, you can’t go wrong with an ECU recreational merchandise loan.

  • Great low rates
  • Pre-qualificationl available
  • Affordable payments
  • No application fees
  • No pre-payment penalties
  • Extended terms up to 240 months*
  • Up to 100% financing
  • 24/7 application online or via phone
  • Electronic signature technology provides anytime, anywhere access from any smart mobile device
  • 90-day payment deferral*

*Certain restrictions apply. Subject to approval.

 

Learn More:

  • Apply for an RV & Powersports Loan

    Whether you're ready to drive your new purchase home or need to get pre-approved, ECU can help.

  • Vehicle Service Plans

    A great way to help protect you against certain out-of-pocket expenses due to unexpected repairs after the factory warranty has expired.

  • GAP Plans

    You can add GAP protection to your new or existing ECU auto or RV & Powersports loan at an affordable price.

  • ECU Loan Guardian

    Do you worry about unexpected life events that could leave you struggling to pay your bills?

RV & Powersport Loan Rates

Rates are subject to change.  Any loan application submitted after 5:30 p.m. (EST) will use the rate for the next business day.

LOAN TERM 1COLLATERAL TYPE APR as low as 2PAYMENT EXAMPLE3
36 - 240 months New3.750% - 5.850%$22.47 - $23.42
36 - 240 monthsUsed4.350% - 6.550%$22.74 - $23.74

Rates accurate as of February 01, 2019 and are subject to change.

1The Loan Term listed is the minimum and maximum offered by ECU.  Your loan term will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria, loan amount and loan to value. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Have Loan Questions?

Calculate Your Answers


Many factors go into determining the final loan amount for the purchase of a new or used RV/recreational merchandise. Manufacturer's rebate, the trade-in value of your old RV less any outstanding balance, your down payment all factor into your monthly payment amount. Our calculators are designed to help you plan and estimate your payments.

RV Loan Calculators

FAQs

  • What can I finance with this loan?
    • Boat, Motor, Trailer
    • Travel Trailer
    • Motor Home
    • Pop-up Camper
    • 5th Wheel Camper
    • Truck Camper
    • Motorcycle or Dirt Bike
    • Jet Ski
    • Motorcyle Trailer
    • Motorcycle Side Car
    • ATV or 4 Wheeled Utility Cart
    • And more - just ask your loan officer if your item is eligible for financing!