Is it time to play in style with a new boat, motorcycle or camper? Or maybe it’s a personal watercraft or ATV. Whatever your idea of outdoor fun, ECU can get you there with a RV and Powersports loan with most of the same great features as our auto loans.

With our competitive rates, easy process and selection of financing options, you can’t go wrong with an ECU recreational merchandise loan.

  • Great low rates
  • Pre-qualification available
  • No application fees
  • No pre-payment penalties
  • Extended terms up to 180 months*
  • Up to 100% financing
  • 24/7 application online or via phone
  • Electronic signature technology provides anytime, anywhere access from any smart mobile device

*Certain restrictions apply. Subject to approval.  RV loans are intended for recreational purposes only.


Learn More:

  • Apply for an RV & Powersports Loan

    Whether you're ready to drive your new purchase home or need to get pre-qualified, ECU can help.

  • Vehicle Service Plans

    A great way to help protect you against certain out-of-pocket expenses due to unexpected repairs after the factory warranty has expired.

  • GAP Plans

    You can add GAP protection to your new or existing ECU auto or RV & Powersports loan at an affordable price.

  • ECU Loan Guardian

    Do you worry about unexpected life events that could leave you struggling to pay your bills?

  • Dealer Direct Program

    Discover the convenience of receiving ECU financing right at the dealership!

RV & Powersport Loan Rates

Rates are subject to change.  Any loan application submitted after 5:30 p.m. (EST) will use the rate for the next business day.

36 - 180 months New6.150% - 9.100%$23.56 - $24.94
36 - 180 monthsUsed6.350% - 9.590%$23.65 - $25.17

Rates accurate as of February 1, 2024 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.


  • What can I finance with this loan?
    • Boat, Motor, Trailer
    • Travel Trailer
    • Motor Home
    • Pop-up Camper
    • 5th Wheel Camper
    • Truck Camper
    • Motorcycle or Dirt Bike
    • Personal Watercraft
    • Motorcyle Trailer
    • Motorcycle Side Car
    • ATV or 4 Wheeled Utility Cart
    • And more - just ask your loan officer if your item is eligible for financing!