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    Visa® Credit Cards

    ECU's credit cards offer multiple options, benefits, and rewards.

    What are you looking for in a credit card? Whether it's cash back, merchandise and travel rewards, or low rates, ECU has the card that best complements your lifestyle.

    Features:

    • No annual fee or balance transfer fee
    • Turn your card on and off instantly from your mobile device with ECU CardControl
    • Free 24/7 fraud monitoring service
    • Immediate online cash advance availability
    • Security & Convenience: ECU Cards App, EMV Chip Card, Visa Secure
    • Check out the complete list of premium features you receive with an ECU Visa Credit Card.

    Apply Now       Special Offer on Visa Credit Cards

    For information on the terms and agreements, please view the Cardholder Agreement. 
     

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    Platinum Preferred Visa

    Enjoy a great low rate and earn points with every purchase.

    • Fixed 9.90% Annual Percentage Rate
    • You earn at least one point for each dollar you charge (net purchases only) on your card. Points can be cashed in at your convenience for merchandise, gift cards, airline tickets, or other travel discounts at ECU Credit Card Rewards.
    • Turn your card on or off instantly with your mobile device using ECU CardControl

    APR information is accurate as of November 12, 2019, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Cash Rewards Visa

    Get the credit card that rewards you with cash.

    • Fixed 12.90% - 17.90% Annual Percentage Rate
    • You earn at least 1% cash back for every dollar spent (net purchases only). The minimum redemption amount is $25 and rewards may be redeemed online.
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of November 12, 2019, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Classic Visa

    Get the credit card that makes your life more manageable.

    • Variable 7.75% - 18.00% Annual Percentage Rate
    • Fixed 10.90% - 18.00% Annual Percentage Rate
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of April 1, 2020, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Secure Visa

    Get the credit card that helps build or repair your credit.

    • Fixed 10.90% - 18.00% Annual Percentage Rate
    • A security deposit of $300 or more will establish your credit line. Apply any time after opening your card to transition to an account with no security deposit.
    • For more details on the great benefits these cards offer, please view Visa Feature Details.
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of November 12, 2019, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or (800) 634-5452.

    Apply Now

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