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    Visa® Credit Cards

    ECU's credit cards offer multiple options, benefits, and rewards.

    What are you looking for in a credit card? Whether it's cash back, merchandise and travel rewards, or low rates, ECU has the card that best complements your lifestyle.

    Features:

    Compare Credit Cards  Apply Now  See Special Offers 

    Check out the complete list of premium features you receive with an ECU Visa Credit Card. For information on the terms and agreements, please view the Cardholder Agreement. 
    Report A Lost or Stolen Card

    Auto Loans


    ECU offers competitive rates, an easy process and a variety of financing options. We can help you find the auto loan option that fits your budget and lifestyle.

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    Platinum Preferred Visa

    Enjoy a great low rate and earn points with every purchase.

    • Fixed 9.90% Annual Percentage Rate
    • You earn at least one point for each dollar you charge (net purchases only) on your card. Points can be cashed in at your convenience for merchandise, gift cards, airline tickets, or other travel discounts at ScoreCard Rewards.
    • Turn your card on or off instantly with your mobile device using ECU CardControl

    APR information is accurate as of April 10, 2018, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Cash Rewards Visa

    Get the credit card that rewards you with cash.

    • Fixed 12.90% - 17.90% Annual Percentage Rate
    • You earn at least 1% cash back for every dollar spent (net purchases only). The minimum redemption amount is $25 and all redemptions are paid in increments of $25.
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of April 10, 2018, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Classic Visa

    Get the credit card that makes your life more manageable.

    • Variable 9.25% - 17.75% Annual Percentage Rate
    • Fixed 10.90% - 18.00% Annual Percentage Rate
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of April 10, 2018, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or 800-634-5452.

    Apply Now

    Secure Visa

    Get the credit card that helps build or repair your credit.

    • Fixed 10.90% - 18.00% Annual Percentage Rate
    • A security deposit of $300 or more will establish your credit line. Apply any time after opening your card to transition to an account with no security deposit.
    • For more details on the great benefits these cards offer, please view Visa Feature Details.
    • Turn your card on or off instantly with your mobile device with ECU CardControl

    APR information is accurate as of April 10, 2018, and may change after that. To find out what may have changed, write to ECU, P.O. Box 1989, Kingsport, TN 37662 or call 423-229-8200 or 800-999-2328. Illinois residents may contact the Illinois Commissioner of Bank and Trust Companies for comparative information on interest rates, charges, fees and grace periods, at State of Illinois CIP, P.O. Box 10181, Springfield, IL 62791 or (800) 634-5452.

    Apply Now

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