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    Membership is open to anyone who lives near our locations! Join the ECU family now.

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    ECU Cost Cutter®

    ECU goes the extra mile to help you make the most of your money.

    With ECU Cost Cutter®, you'll save up to $5,000 on your closing costs!

    We will finance up to 100% of your home purchase price and pay up to $5,000 on your closing costs. Thinking about refinancing your home? You can benefit from the ECU Cost Cutter on your refinance, too. USDA loans are excluded.

    Closing costs paid by ECU are based on your loan amount.

    Loan Amount Closing Costs Paid by ECU
    Up to $100,000 Up to $2,000
    $101,000 to $300,000 Up to $3,000
    $301,000 plus Up to $5,000

    Pay Little or Nothing for Your Closing Costs


    Applying for a mortgage loan is easy and takes 20 minutes or less.


    Apply Now

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