Auto Loan Rates
TermLoan TermAPRPayment Example
36 - 120 months New Auto2.050% - 9.040%$21.72 - $24.91
36 - 120 months Used Auto2.050% - 9.690%$21.72 - $25.22

Rates accurate as of October 1, 2021 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria  and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Mortgage Loan Rates
Loan TermRateAPRPoints
15 Year Fixed 2.875%3.156%1.000%
30 Year Fixed 3.375%3.532%1.000%
30 Year Fixed First Time Homebuyers5.250%5.338%0.000%

Rates accurate as of October 26, 2021 and are subject to change.

1 APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history and underwriting criteria. Certain restrictions may apply.

Example: 15-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment,  Loan Amount of $100,000, paying 1.00 Origination Point with an annual interest rate of 2.875%, and an APR of 3.156% would result in 180 monthly principal and interest payments of $684.59.  Payment does not include amounts for taxes and insurance premiums.

Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 3.375%, and an APR of 3.532%, would result in 360 monthly principal and interest payments of $442.10. Payment does not include amounts for taxes and insurance premiums.

Example:  30-year fixed rate First Time Home Buyers loan with Purchase Price of $125,000 and a loan amount of $131,250 (includes 5% in closing costs) with an annual interest rate of 5.250%, and an APR of 5.338%, would result in 360 monthly principal and interest payments of $724.77.  Payment does not include amounts for taxes and insurance premiums.
 

RV & Powersports Loan Rates
TermLoan TermAPRPayment Example
36 - 180 months New2.250% - 5.600%$21.81 - $23.31
36 - 180 monthsUsed2.250% - 6.400%$21.81 - $23.67

Rates accurate as of October 1, 2021 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Personal Loan Rates
TermLoan TermAPRPayment Example
Up to 96 monthsFixed Rate7.950%$24.39

Rates accurate as of October 1, 2021 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Student Loan Rates
TermLoan TermAPRPayment Example
Up to 60 monthsFixed Rate3.750%$22.47
Up to 84 monthsFixed Rate4.100%$22.63
Up to 180 monthsFixed Rate4.750%$22.92
Up to 216 monthsFixed Rate5.250%$23.15
Up to 240 monthsFixed Rate5.750%$23.38
Up to 300 monthsFixed Rate6.250%$23.60

Rates accurate as of October 1, 2021 and are subject to change.

The loan terms, rates and payments listed above are used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment, please use our payment calculator.

Equipment Loan Rates
TermLoan TermAPRPayment Example
36 - 180 monthsFixed Rate3.200% - 5.400%$22.23 - $23.23

Rates accurate as of October 1, 2021 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.