Rates
{"items":[{"heading":"Construction Seminar","startDate":"August 13 at 12:00pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 11, 2020
6PM EST/5PM CST.
This seminar will be presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar-(1)","summary":"September 8, 2020
6PM EST/5PM CST.
This seminar will be presented virtually via WebEx.
Check back for details.
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"September 1 at 12:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"September 22, 2020
6PM CST/7PM EST
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"November 12 at 12:00pm ET","url":"/resources/seminars-events/texas/home-selling-seminar-(1)","summary":"August 25, 2020
6PM CST/7PM EST
This seminar is being presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"January 23 at 2:23pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(4)","summary":"October 1, 2020
6PM EST/5PM CST.
This seminar will be presented virtually via WebEx.
Click to register.
","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"February 24 at 4:03pm ET","url":"/resources/seminars-events/texas/transforming-social-security-into-a-winning-re-(1)","summary":"October 13, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"July 27 at 3:25pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 20, 2020
6PM CST/7PM EST
This seminar is being presented virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 26 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-gray,-tn","summary":"September 26, 2020 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 3 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-blountville,-tn","summary":"October 3, 2020 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 6 at 11:30am ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(3)","summary":"October 6, 2020 — 11:30 AM
Check back soon for more information.","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 6 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(4)","summary":"October 6, 2020 — 6:00PM
Check back soon for more information","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"October 1 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-greeneville,-tn","summary":"October 10, 2020 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 15 at 6:00pm ET","url":"/resources/seminars-events/virginia/transforming-social-security-into-a-winning-re-(1)","summary":"October 15, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Transforming Social Security into a Winning Retirement Strategy","startDate":"October 22 at 6:00pm ET","url":"/resources/seminars-events/tennessee/transforming-social-security-into-a-winning-re-(5)","summary":"October 22, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 24 at 8:00am ET","url":"/resources/seminars-events/tennessee/shred-day-kingsport,-tn-(2)","summary":"October 24, 2020 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 3 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement-(1)","summary":"November 3, 2020 — 6:00PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 5 at 6:00pm ET","url":"/resources/seminars-events/tennessee/planning-for-healthcare-in-retirement","summary":"November 5, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/virginia/planning-for-healthcare-in-retirement","summary":"November 17, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""},{"heading":"Planning for Healthcare in Retirement","startDate":"November 17 at 6:00pm ET","url":"/resources/seminars-events/texas/planning-for-healthcare-in-retirement","summary":"November 17, 2020 — 6PM
Check back soon for more information.","lat":"","lng":""}]}
Auto Loan Rates
TermLoan TermAPRPayment Example
36 - 120 months New Auto1.950% - 9.440%$21.68 - $25.10
36 - 120 months Used Auto2.490% - 10.090%$21.91 - $25.41

Rates accurate as of August 3, 2020 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria  and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Mortgage Loan Rates
Loan TermRateAPRPoints
15 Year Fixed 2.750%3.030%1.000%
30 Year Fixed 3.250%3.406%1.000%
30 Year Fixed First Time Homebuyers5.250%5.338%0.000%

Rates accurate as of August 3, 2020 and are subject to change.

Example: 30-year fixed rate loan with Purchase Price of $125,000 with a 20% down payment, Loan Amount of $100,000, paying 1.00 Origination point with an annual interest rate of 3.250%, and an APR of 3.406%, would result in 360 monthly principal and interest payment of $435.21. Payment does not include amounts for taxes and insurance premiums.

RV & Powersports Loan Rates
TermLoan TermAPRPayment Example
36 - 180 months New1.950% - 5.500%$21.68 - $23.26
36 - 180 monthsUsed2.490% - 6.300%$21.91 - $23.63

Rates accurate as of August 3, 2020 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.

Personal Loan Rates
TermLoan TermAPRPayment Example
Up to 96 monthsFixed Rate7.950%$24.39

Rates accurate as of August 3, 2020 and are subject to change.

1New money only.  Proceeds cannot be used for debt consolidation or to refinance existing ECU loans.  

2APR refers to Annual Percentage Rate.  The annual percentage rates listed are our best rates.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.  

3Payment example is based on $1,000 for 48 months.  To calculate your estimated payment, please use our payment calculator.

Student Loan Rates
TermLoan TermAPRPayment Example
Up to 60 monthsFixed Rate3.750%$22.47
Up to 84 monthsFixed Rate4.100%$22.63
Up to 180 monthsFixed Rate4.750%$22.92
Up to 216 monthsFixed Rate5.250%$23.15
Up to 240 monthsFixed Rate5.750%$23.38
Up to 300 monthsFixed Rate6.250%$23.60

Rates accurate as of August 3, 2020 and are subject to change.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment, please use our payment calculator.

Equipment Loan Rates
TermLoan TermAPRPayment Example
36 - 180 monthsFixed Rate3.350% - 5.550%$22.29 - $23.28

Rates accurate as of August 3, 2020 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.