Loan Rates
{"items":[{"heading":"Shred Day - Gray, TN","startDate":"September 3 at 8:00am ET","url":"/resources/2023-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 30, 2023 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 6 at 1:00pm ET","url":"/resources/2023-shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 6, 2023 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 14 at 8:00am ET","url":"/resources/2023-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 14, 2023 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 17 at 6:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"October 17, 2023
6PM EST
Presented IN PERSON
Northeast Tennessee Association of Realtors (NETAR)
105 Tri-City Business Park
Johnson City, TN 37615
(Gray)
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 19 at 2:07pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 19, 2023
6PM CST
Presented IN PERSON
ECU Mortgage Lending Center
3188 Nealy Way
Longview, TX 75605
(Beside Hampton Inn, Eastman Road)
Click to Register ","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"October 24 at 3:19pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"October 24, 2023
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Social Security","startDate":"November 7 at 2:40pm ET","url":"/resources/seminars-events/tennessee/social-security","summary":"November 7, 2023
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""}]}

Student Loan Rates

Student Line of Credit

LOAN TERM1RATE TYPEAPR2 as low asPAYMENT EXAMPLE3
132 monthsFixed Rate4.400%$22.76
168 monthsFixed Rate4.900%$22.99
192 monthsFixed Rate5.400%$23.21
252 monthsFixed Rate5.900%$23.44

Rates accurate as of September 1, 2023 and are subject to change.

1Term listed is repayment period beginning six months after graduation.

2APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria, loan amount and school accreditation. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. The minimum monthly payment is $100. To calculate your estimated payment, please use our payment calculator located at https://www.ecu.org/Resources/Calculators.

Student Consolidation Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate4.750%$22.92
Up to 84 monthsFixed Rate5.10%$23.08
Up to 180 monthsFixed Rate5.750%$23.37
Up to 216 monthsFixed Rate6.250%$23.60
Up to 240 monthsFixed Rate6.750%$23.84
Up to 300 monthsFixed Rate7.250%$24.07

Rates accurate as of September 1, 2023 and are subject to change.

The loan terms, rates and payments listed above are used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment, please use our payment calculator.