Loan Rates
{"items":[{"heading":"Retirement Income Planning","startDate":"April 16 at 1:37pm ET","url":"/resources/seminars-events/tennessee/retirement-income-planning","summary":"April 16, 2024
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"April 18 at 2:07pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"April 18, 2024
6PM CST
Presented IN PERSON
ECU - Pine Tree Branch
2002 W Loop 281
Longview, TX 75604
Click to Register ","lat":"","lng":""},{"heading":"Shred Day - Johnson City, TN","startDate":"April 2 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-johnson-city,-tn","summary":"April 20, 2024 – 8AM -12PM or until trucks reach maximum capacityState of Franklin Branch
255 Marketplace Boulevard
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"April 23 at 2:00pm ET","url":"/resources/seminars-events/texas/home-buying-seminar-(1)","summary":"April 23, 2024
6PM CST
Presented IN PERSON
ECU - Pine Tree Branch
2002 W Loop 281
Longview, TX 75604
Click to Register
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"April 25 at 2:48pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(2)","summary":"April 25, 2024
6PM EST
Presented IN PERSON
Northeast Tennessee Association of Realtors (NETAR)
105 Tri-City Business Park
Johnson City, TN 37615 (Gray)
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Bristol, VA","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/virginia-shred-days/shred-day-bristol,-va","summary":"May 18, 2024 – 8AM -12PM or until trucks reach maximum capacityLee Highway Branch
16501 Highlands Center Boulevard
Bristol, VA 24202","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn","summary":"May 4, 2024 – 8AM -12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"May 7 at 1:38pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"May 7, 2024
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 21 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 21, 2024 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 28 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 28, 2024 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 4 at 1:00pm ET","url":"/resources/shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 4, 2024 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 5 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"October 5, 2024 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 19 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 19, 2024 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""}]}

Student Loan Rates

Student Line of Credit

LOAN TERM1RATE TYPEAPR2 as low asPAYMENT EXAMPLE3
132 monthsFixed Rate4.400%$22.76
168 monthsFixed Rate4.900%$22.99
192 monthsFixed Rate5.400%$23.21
252 monthsFixed Rate5.900%$23.44

Rates accurate as of April 1, 2024 and are subject to change.

1Term listed is repayment period beginning six months after graduation.

2APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria, loan amount and school accreditation. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. The minimum monthly payment is $100. To calculate your estimated payment, please use our payment calculator located at https://www.ecu.org/Resources/Calculators.

Student Consolidation Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate4.750%$22.92
Up to 84 monthsFixed Rate5.10%$23.08
Up to 180 monthsFixed Rate5.750%$23.37
Up to 216 monthsFixed Rate6.250%$23.60
Up to 240 monthsFixed Rate6.750%$23.84
Up to 300 monthsFixed Rate7.250%$24.07

Rates accurate as of April 1, 2024 and are subject to change.

The loan terms, rates and payments listed above are used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment, please use our payment calculator.