Loan Rates
{"items":[{"heading":"Home Buying Seminar","startDate":"July 14 at 11:51am ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(1)","summary":"August 16, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"July 14 at 2:52pm ET","url":"/resources/seminars-events/texas/home-selling-seminar","summary":"August 30, 2022
6PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Home Selling Seminar","startDate":"August 3 at 1:59pm ET","url":"/resources/seminars-events/tennessee/home-selling-seminar","summary":"September 13, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"August 3 at 2:02pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"October 20, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"August 3 at 2:06pm ET","url":"/resources/seminars-events/texas/home-buying-seminar","summary":"September 20, 2022
6:00PM CST
Presented Virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 3 at 2:07pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 18, 2022
6PM CST
Presented virtually via WebEx
FOR MEMBERS RESIDING IN TEXAS ONLY
Click to Register
","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"August 3 at 2:14pm ET","url":"/resources/seminars-events/tennessee/construction-seminar-(1)","summary":"August 30, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Retirement Savings Challenges for Women","startDate":"August 3 at 3:18pm ET","url":"/resources/seminars-events/tennessee/retirement-savings-challenges-for-women","summary":"September 15, 2022
6PM EST
Presented Virtually via WebEx
Click to Register.
","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"August 3 at 3:19pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"October 25, 2022
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Social Security","startDate":"August 3 at 3:20pm ET","url":"/resources/seminars-events/tennessee/social-security","summary":"November 8, 2022
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 17 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 17, 2022 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"September 24 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"September 24, 2022 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"October 1 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"October 1, 2022 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 15 at 8:00am ET","url":"/resources/2022-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 15, 2022 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 21 at 8:21am ET","url":"/resources/2022-shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 21, 2022 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""}]}

Student Loan Rates

Student Consolidation Rates

LOAN TERMRATE TYPEAPR1 as low asPAYMENT EXAMPLE2
Up to 60 monthsFixed Rate3.500%$22.36
Up to 84 monthsFixed Rate3.85%$22.52
Up to 180 monthsFixed Rate4.500%$22.81
Up to 216 monthsFixed Rate5.000%$23.03
Up to 240 monthsFixed Rate5.500%$23.26
Up to 300 monthsFixed Rate6.000%$23.49

Rates accurate as of August 1, 2022 and are subject to change.

The loan terms, rates and payments listed above are used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

1APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

2Payment example is based on $1,000 for 48 months. To calculate your estimated payment, please use our payment calculator.

Student Line of Credit

LOAN TERM1RATE TYPEAPR2 as low asPAYMENT EXAMPLE3
132 monthsFixed Rate4.400%$22.76
168 monthsFixed Rate4.900%$22.99
192 monthsFixed Rate5.400%$23.21
252 monthsFixed Rate5.900%$23.44

Rates accurate as of August 1, 2022 and are subject to change.

1Term listed is repayment period beginning six months after graduation.

2APR refers to Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria, loan amount and school accreditation. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. The minimum monthly payment is $100. To calculate your estimated payment, please use our payment calculator located at https://www.ecu.org/Resources/Calculators.