Loan Rates

Visa® Credit Card Rates

 

 

Card TypesRate TypeAPR1Minimum LimitAnnual FeePurchase FeeBalance Transfer FeeCash Advance FeeRewards ProgramOther Important Info
Cash RewardsFixed 12.90% - 17.90%$1,000NoneNoneNoneNoneCash Rewards of at least 1% of net purchases. Available in $25 increments.ECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Platinum PreferredFixed9.90%$2,500NoneNoneNoneNoneFor every dollar spent (purchases only), you earn one point toward various gift items and travel services. Eligibility based on previous lending history.
ClassicVariable12.25% - 18.00%$500NoneNoneNoneNoneNoneBased on Prime Rate Plus a margin based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Your interest rate may change.
ClassicFixed10.90% - 18.00%$500NoneNoneNoneNoneNoneECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Visa SecureFixed10.90% - 18.00%Minimum limit $300, Maximum limit $2,500NoneNoneNoneNoneNoneECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Visa Secure Card requires a Credit Builder Sec Visa Pledge Account. Application is not available online.

Rates accurate as of March 21, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.