Loan Rates
{"items":[{"heading":"Shred Day - Gray, TN","startDate":"September 3 at 8:00am ET","url":"/resources/2023-shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 30, 2023 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 6 at 1:00pm ET","url":"/resources/2023-shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 6, 2023 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 14 at 8:00am ET","url":"/resources/2023-shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 14, 2023 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"October 17 at 6:00pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar-(3)","summary":"October 17, 2023
6PM EST
Presented IN PERSON
Northeast Tennessee Association of Realtors (NETAR)
105 Tri-City Business Park
Johnson City, TN 37615
(Gray)
Click to Register","lat":"","lng":""},{"heading":"Construction Seminar","startDate":"October 19 at 2:07pm ET","url":"/resources/seminars-events/texas/construction-seminar-(1)","summary":"October 19, 2023
6PM CST
Presented IN PERSON
ECU Mortgage Lending Center
3188 Nealy Way
Longview, TX 75605
(Beside Hampton Inn, Eastman Road)
Click to Register ","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"October 24 at 3:19pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"October 24, 2023
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Social Security","startDate":"November 7 at 2:40pm ET","url":"/resources/seminars-events/tennessee/social-security","summary":"November 7, 2023
6PM EST
Presented Virtually via WebEx
Click to Register","lat":"","lng":""}]}

Visa® Credit Card Rates

 

 

Card TypesRate TypeAPR1Minimum LimitAnnual FeePurchase FeeBalance Transfer FeeCash Advance FeeRewards ProgramOther Important Info
Cash RewardsFixed 12.90% - 17.90%$1,000NoneNoneNoneNoneCash Rewards of at least 1% of net purchases. Available in $25 increments.ECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Platinum PreferredFixed9.90%$2,500NoneNoneNoneNoneFor every dollar spent (purchases only), you earn one point toward various gift items and travel services. Eligibility based on previous lending history.
ClassicVariable13.00% - 18.00%$500NoneNoneNoneNoneNoneBased on Prime Rate Plus a margin based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Your interest rate may change.
ClassicFixed10.90% - 18.00%$500NoneNoneNoneNoneNoneECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account.
Visa SecureFixed10.90% - 18.00%Minimum limit $300, Maximum limit $2,500NoneNoneNoneNoneNoneECU will set your fixed APR based on your creditworthiness. You will be informed of your specific APR before you become contractually liable for the account. Visa Secure Card requires a Credit Builder Sec Visa Pledge Account. Application is not available online.

Rates accurate as of September 1, 2023 and are subject to change.

1APR refers to Annual Percentage Rate.  Your rate may be higher depending on credit history and underwriting criteria.  Certain restrictions may apply.